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“Rock bottom became the solid foundation on which I rebuilt my life.”
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I’m hoping all is well too.January spends - £587.580
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Please let us know how things are xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
So sorry for my absence again
Youngest is much better. Back to her usual self but still not sleeping. Exhausted. Between her and the feelings from my own appointments I've just been trying to get through a day at a time. I feel so annoyed I'm struggling MH wise when in most areas we are so much better than its ever been. I cannot wait to get to our holiday and have a break. The rain is still near enough constant. Every day.
Im just tired and low so don't have much to post other than moans
We are just having another quiet weekend doing nothing much. It's so rubbish when it's so wet.
All the direct debits have gone out and paid there's just enough for the rent to go out Monday . Paid for another school trip and some other bits at school. It's really is full on these next few weeks. There's parties/graduation for youngest and other things I have to attend. Have got the order form for the girls uniform for the new year too.
Trying to think what else has happened but I don't think there's anything else.
Hope you're all okay and thank you again for stopping in. I will try to be more active again and catch up with everyone
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Good to hear from you and sending you get well hugs. Good that youngest is such a lot better too - but I am sure your tiredness is a big factor in how you feel.
And wow - the DDs are flowing as you planned! You really are making things work for you. I hope you can have some good sleeps now and some sunshine when you're awake - I'm sure they will help.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Hope you can get some sleep soon, it will make a big difference to your MH.
Also hoping the sun comes out soon!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Afternoon.
Hope you're all having a lovely day.
We've just pottered around at home. Have managed to get out in the garden and do some bits. Still loads to be done though.
Smalls are playing while they wait for their dinner and then it will be bath time ready for another busy week at school. Both are out on trips this week too.
Have an appointment of my own in town tomorrow so need to be out early. Youngest is going to school some days this week. They have lots of fun things on so I don't want her to miss out. She slept a bit better last night but still ended up in my bed. Although at least we actually made it to bed before the birds where singing.
Another NSD. Easy really when there's nothing to spend and we've been no wherefeels like a cheat NSD :rotfl:
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Glad you've had a quiet day, worth their weight in gold
Hope you have a good week ahead xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Have a good week x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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If you are feeling low, you could read your first post on this diary and reflect on how far you have come - the debts have gone, your tenancy is secure, your bills "just get paid" and you and the children are secure in your home. Don't underplay your achievements xSave £12k in 2025 #2 I am at £9586.01 out of £6000 after August (158.45%)
OS Grocery Challenge in 2025 I am at £2226.88/£3000 or 74.23% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Thank you
I do feel really lucky to be where I am now from where I was at the beginning. I think that's why I find it really hard when I'm struggling MH wise.
Anyway
Today wasn't a NSD. I went to my appointments etc this morning and met someone for coffee (not paid for by me) then called into the supermarket for some fruit and veg because I just needed some fresh stuff on the meal plan. Spent £3.76 in Mr Al.
Hope you've all had a lovely day
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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