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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • Cherryfudge
    Cherryfudge Posts: 13,514 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good to hear DS is conquering whatever it was. :)

    It's pouring down here, hopefully that means you have sunshine and it's headed our way? At this rate it may arrive after dark though... IYSWIM :D
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • beanielou
    beanielou Posts: 96,073 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sunny day today :).
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm glad DS is a bit better now, it sounds very unpleasant so I hope you can work out what caused it. I hope the new consultant can be helpful towards little DD.

    Have a good weekend :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning WB :) Hope you and the smalls are enjoying your weekend and that DS is well enough to go to the birthday party. xx
  • beanielou
    beanielou Posts: 96,073 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    Morning WB :) Hope you and the smalls are enjoying your weekend and that DS is well enough to go to the birthday party. xx

    From me too xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    It sounds like DS has had a real time of it - I hope the hives clean up soon.


    I hope everything else is going more-or-less OK for you this weekend. xxx
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Afternoon

    Thank you for all popping in :)

    Ds is much better and at his friends party. Girls are at the park with their Dad. He called in yesterday and I dumped the responsibility of them all on him so I could have a shower and some peace :o

    It's lovely and sunny so I'm currently enjoying a cuppa in the garden before I make a start on dinner and tomorrows school lunches etc.

    I really don't have much to update or say as I haven't been anywhere and haven't spent anything. Boring really :o

    160 days until holiday :) We are officially on countdown!

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,073 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that the girls are doing something with their dad.
    They are not just your responsibility:). X
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    So in light of the new bill account and switching the Gas/Electricity to Direct debit. I have switched other things so now

    Bill Account - All money coming in will go in here this needs to cover
    £95.04 Rent (Weekly)
    £19.70 Council Tax (Weekly)
    £11.40 Water (Weekly)
    £140 Gas/Electricity (Monthly 14th)
    £10 Phone credit (Monthly 1st)
    £50 to 'cash account' (Weekly)

    Cash account needs to cover
    £30 Shopping (Groceries, cleaning, toiletries, pharmacy)
    £2 Snack (Weekly)
    £? School (Always something)
    £? Travel (Hoping this will be less on bus fares if the nicer weather stays! but will have train fares to the children's these next few weeks)

    There is a small bit extra 'left' in the bill account not accounted for yet. This obviously will take quite a while to build up but it's a start to being more organised and not having to worry about things as much. Hopefully. I bet I still check it everyday and write things down at least 10 times a day but it's a start :)

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I realise that last post doesn't really make any sense to anyone but me :o but it does make sense to me at least.

    Have finished my book. So in search of another free one now. Trying to watch F1 online but it keeps kicking me off.

    Hope you're all having a lovely Sunday

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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