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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • Sun_Addict
    Sun_Addict Posts: 24,246 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you got the electric sorted. Well done on getting up to date with the bills, will they go down at some stage to free up a bit of extra cash?

    Hope you have a decent weekend despite the weather xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 22,248 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you have a good weekend x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Good morning :)

    Bank Balance £0.22 - bus fare for the older two to my appointment £3.

    It's still raining :cool: The smalls are not impressed at all.

    No plans today just my appointment to get too. Need to contact relative and turn down invite too.

    Thank you for all stopping in x

    SA my council tax will go down by around £10 once I hear back from them and once I'm debt free there will be that too although that's quite a while away yet.

    Hope you all have a lovely weekend - and better weather than we do!

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Sounds like you are so organised and doing amazing. Hope the burns are healing. We have decided to do only free things at weekends due to a bit of an impuse/emotional buy that I made that has thrown us off track. So we are with you in spirit!

    Today we baked and walked before the rain came back. Now we are movie watching and eating the baking!!! Simple things are the best x
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • Hi Wannabe,


    I've not been around much the past few days. I'm horrified about the electricity problems - I don't blame you moving to a more helpful company. Is having a meter still the best option for you or could you move to billing monthly or whatever if that might help you avoid such issues in the future?


    I hope your hand is healing and best of luck with everything else. x
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi WB :) Glad you're going to get your hand sorted out. :D

    Blimey, I've heard of last minute invites but never one to a wedding with only 48 hours notice :eek::rotfl:

    I think you and everybody else will be staying indoors today if they can. Weather is blooming awful. xx
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Afternoon :)

    Burns are healing okay.

    PB I can't switch to pay monthly as I've previously had a huge debt :o I don't think so anyway.

    The wedding invite has been declined and we where 'fillers' for the spaces where people have dropped out :o :rotfl:

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Afternoon :)

    The wedding invite has been declined and we where 'fillers' for the spaces where people have dropped out :o :rotfl:

    x

    Flipping heck. How come you didn't get an invite in the first place but considered good enough as fillers. It's only one step up from sending you a doggy bag with the food in :mad::mad:
  • PB I can't switch to pay monthly as I've previously had a huge debt :o I don't think so anyway.

    The wedding invite has been declined and we where 'fillers' for the spaces where people have dropped out :o :rotfl:

    x


    Perhaps not as you will have paid off the debt and will have rehabilitated your overall credit score a lot by paying off so much of your other debts. Might it be worth just asking your current provider? Also, it might not be a bad idea to check your credit rating. Have you joined MSE Credit Club? It's free and would give you an idea of where you are up to.
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    27/04/19
    Debt
    Debt £511 (£169 paid)

    Total £511

    Weekly Out - Budget now
    £95.04 Rent
    £19.70 Council Tax
    £15 Gas
    £15 Electric
    £11.40 Water
    £5.60 TV License
    £5 for phone credit
    £24 for Bus pass

    £2 Snack

    £20 Debt

    £32 for everything else (food/toiletries etc anything I've missed :o)

    Upcoming Expenses (Not weekly/monthly)
    School thing 1 - £14.22 (yes a real random amount. I wish I could post the letter you'd laugh)

    School item for DS's last year at school - £18 (Meeting 7th May)

    Random bill that's yearly I forgot about £47.85

    I will have uniforms to buy for I need to try and save something to this

    Holiday :D - Need a suitcase, smalls need wellies and coats. DS and DD need trousers. (youngest will be fine for clothing she gets hand me downs. Will need a coat and wellies) - Spending for when we are there (won't be huge but still need something)

    Dare I say Christmas?

    Other countdowns

    25 weeks to holiday - I'm excited
    26 weeks to debt free
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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