We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

“Rock bottom became the solid foundation on which I rebuilt my life.”

1515516518520521827

Comments

  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry to hear about the new hassle WF. Hope it is resolved quickly.



    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I offered him the £50 and £25 a week until clear and he refused saying it was too long. He would take the £50 and the remainder in 2 halves but I can't do that :o So I'm not sure what his next plan is. I gave up going round in circles with him and I'll call him tomorrow.
    x

    Remember the bailiff is on commission so he wants the money paid as quickly as possible, he can accept longer arrangements but doesn't want to.

    Have you told him you are on benefits?

    He will probably turn up on the door at some point so you need to think about your options and what I mentioned above.

    Please contact your local councillor, details will be on the local council website, if a councillor gets a complaint it gets dealt with really quickly. If you explained briefly the DV, lack of money and youngest's issues I have no doubt the council would recall the debt.

    I wont be back on until tonight, you can try and WA me although I am in a meeting all day from 12 - 5.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Morning

    Thank you EE will pack the kids off to school and WA you.

    The bailiff has said the fee so far is £75 added onto the balance but if he has to visit then it goes to over £200 :( that almost doubles the debt so will take me even longer to pay it off? So I don't think letting him in is something I can do even though I really need to sort it before I worry myself to death.

    I'm going to sort the smalls and get them to school then try and call him and the council before our appointment this morning.

    Thank you for all your help
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Morning, W

    I wouldn't promise him anything until you talk to your councillor and see if she can get it recalled. I also think that will happen if you explain all the circumstances. I know you're worried but try not to (easier said than done I know). xxx
    Have adventures. laugh a lot and always be kind.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning WB :) Nothing to offer in the way of advice but I hope the councillor is able to sort something out for you. xx
  • Cherryfudge
    Cherryfudge Posts: 13,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ditto to the above. It's ridiculous it's taken them so long to chase up this debt, I wonder if it was so old it was about to become unenforceable? Anyway my very best wishes for all to go quickly and smoothly and let you get back to the really important stuff of being Mum to the kids x
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I'm more worried about the amount going up so much it will take twice as long as pay back. I know I have nothing for them to take so that doesn't worry me.

    Cherry it was being paid regularly until around 6-8 months ago as an attachment of earnings which is why I wasn't aware of it. It's only now it's not been resolved there they've come to me. I probably have had letters in the past :o when I didn't open them.

    Older two in school. Youngest is quite chesty today but she seems okay and no temp. I think every slight cough is going to put me on edge now :o

    Just having a coffee and then the plan is phone calls then ironing why we wait for our home visit appointment.

    Have a lovely day

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Struggling to get through to the councillor but have left a message asking for a call back.

    Morning appointment for youngest done. I'm just having a cuppa before I tackle the ironing.

    Have left over chicken to use up so a pasta bake type dinner I think. I've meal planned out the freezer for the rest of the week although some bits I've had to put in the bin as I think they melted too far when the electric was off :(:o Hate waste!

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Really hope you don't have to wait too long for the call back and hopefully some sort of resolution.

    I'm not a lover of food waste either but better to be safe than sorry. The last thing you need is 3 children with upset tummies :o xx
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Ironing done :) Slowly :o I'm having another cuppa. Seems I move at a much slower pace than I used too :o

    The sun is shining :) It still feels quite cold though! Can't decide if dinner should be a cold chicken pasta meal or a hot chicken pasta meal. Hard decisions eh ;) If hot I can bake youngest some more biscuits but if cold it's much lazier :rotfl:

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.