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“Rock bottom became the solid foundation on which I rebuilt my life.”
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I hope you have a good day xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Evening
We had a lovely day. It's still cold though! Might just be me however :rotfl:
We had a walk through the park to l!dl picked up some veg and a loaf and walked back through the park. Right into the middle of an incident and I had to call 999!
We are home now. Smalls are eating dinner and then it's curry (out the freezer) and a movie for me later.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Do you not even get a relaxing walk through the park??!! Hope you are ok as a 999 incident I imagine will have been stressful.
Keep on keeping on x15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
The usual advice for bailiffs collecting council tax is to ignore them and eventually the debt will be returned to the council but I appreciate the stress of waiting for this to happen may be too much.
If you have nothing of value (beds don't count) then it is best to let them in to see you have nothing and then they should either accept an arrangement or send the debt back to the council.
Prior to this happening you should ring the bailiff phone number and see if they will take an arrangement.
Personally I would be contacting your local district councillor (the ones linked to the council where you pay the council tax) and explaining the situation and asking them to get involved as the council have been so lax in their collection procedures (I thought you had been paying £25pw to an old debt?).
The councillor should be able to get the debt recalled from the bailiffs and sent to the council - this would be my preferred option as then you don't have to pay bailiff costs.
Regarding DLA - I would be making a new claim while the old claim is at appeal but be aware that they may refuse this and then you would have to go through the whole process again although appeal 1 would over ride appeal 2 (if it got to that stage)0 -
Great advice from EE I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
EG it's actually not out the ordinary here although normally I wouldn't get involved and just walk on by
I keep myself to myself but today I kept walking and called the police Sought reassurance though and others local would have done the same so I don't feel as bad.
EE so is it best to let them in? I really don't have anything of value. Our furniture etc is all second hand and just 'normal' white goods. I have offered £50 then £25 a week for 7ish weeks a smaller payment on the 7th week obviously. It's a different account number to the council tax I pay now.
Will pm you about the DLA when I have 5 minutes if that's okay? I'm worried about if it means I'll need to switch to UC too? So confusing.
Thank you Beanie x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
So sorry you’re having such a rubbish time right now.January spends - £587.580
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Morning, W
Wise words from EE as always re the council tax.
Have a good day. xxxxHave adventures. laugh a lot and always be kind.0 -
Morning
Bright and dry here again. Still quite cold though.
No plans for today. Maybe try and get out for a walk and will make a roast dinner later.
Have a lovely Sunday
Thank you for stopping in
xx“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
That sounds like a good plan, Wannabe. Nice and sunny here too - hoping to do a bit of a walk myself.
Have a peaceful day xI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220
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