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“Rock bottom became the solid foundation on which I rebuilt my life.”

1507508510512513827

Comments

  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Morning, W. Not raining here yet but looking very grey.

    Why don't you put your feet up for a bit and have a cuppa? xxx
    Have adventures. laugh a lot and always be kind.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Morning

    Still waiting for the delivery of rain hood etc tea should be today/tomorrow. Fingers crossed.

    Cherry I will be home schooling youngest. Especially now she's unlikely to make it in as much as she had been and even that wasn't enough.

    I have a cuppa and lots to sort out still. A new fight with the CT.

    Still chin up and face it head on.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • jwil
    jwil Posts: 22,288 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you can get some stuff sorted and have a good day x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,242 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Morning

    Still waiting for the delivery of rain hood etc tea should be today/tomorrow. Fingers crossed.

    Cherry I will be home schooling youngest. Especially now she's unlikely to make it in as much as she had been and even that wasn't enough.

    I have a cuppa and lots to sort out still. A new fight with the CT.

    Still chin up and face it head on.

    Is CT the council tax?

    Glad that you got the delivery sorted out xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Home schooling for the youngest sounds ideal in the circumstances.

    With regard to your family on social media I think that unfollowing them is the ideal solution, that way you are still friends with them but don't have to see their posts and feel upset by them. That way if you should want to build any bridges in the future you can. But only you know how they make you feel, so you are the best judge.

    I hope the rain hood etc arrive tomorrow :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Yeah beanie council tax.

    Thank you HH

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Afternoon

    Not a NSD needed bread and eggs bank balance now pennies no need to post it again until Friday.

    Not done much other than phone calls today. Family fund are covering the majority of our holiday (£92 difference) However I can't bring it forward yet as I don't have my 'bit' as I don't want to take the others out of school so needs to be in the school holidays. Either way it means I have more chance of finding the 'bit' before it's due so we can go rather than cancel hopefully.

    Had to press the emergency on the electric today (this is more of a note for myself so I can track how much more we are using with extra things using it)

    Chicken rice and veg for dinner tonight it's on the go why the smalls play for half hour.

    Don't think I've anything else to update. Tomorrow is my appointment day.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Weekly Out
    £99.10 Rent
    £25.60 CT
    £15 Gas
    £15 Electric
    £11.40 Water
    £2.50 TV License
    £2.50 for phone credit
    [STRIKE]£16 bus pass *this is needed now we have so many appointments[/STRIKE]

    £32 Debt
    £23.35 Council tax debt

    £2 Snack

    £17 for food/everything else.

    Bank balance £0.05

    Debt

    Debt £458 (£32 paid)

    Need to save
    £72 Holiday found £20 cheaper still in the school holidays.


    Keeping it simple. Only two goals.

    To be debt free soon as possible (then debt repayments will go into an EF and 'fun' pot)

    Be happy.

    I can't change whats happening in 'life' just got to make the most of that too. Sitting angry and sad about it is wasting time I keep going on about I want to make the most off. This isn't making the most of it.

    More changes. Cancelled the bus pass going forward for the next 11/12 weeks. Will use my legs and walk. Will cancel anything else that I can't walk too.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Thats great news about the holiday!
    My authority provides tutors for home schooling - I did this for a while. It can help with getting resources and structure.
    Not sure about walking/ cancelling apts - don't wear yourself out!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Morning :)

    Thank you EG I am really pleased about the holiday too! I really thought I'd end up having to cancel.

    I will have a look at the home tutors and speak to the support worker on Friday some support to get it right would be helpful thank you.

    Appointment day today. Respite nurse is here and me and the older two are waiting to leave for school/town. No coffee today but I'll probably still make most of the alone time and just hang around :o

    Hope you all have a lovely day

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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