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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wannabe, you're going to be up to your neck in brilliant ideas after posting about Book Day :)

    Another Enid Blyton fan here as well Hillwalker. I spent many hours in my bedroom reading and Enid was always the first request for birthdays and Christmas.

    The Stick Man costume sounds brilliant HG. It does only take a bit of thought to get something together fairly cheaply, although a lot of parents don't have much time to think these days. :o x
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you - It will definitely be something from what we have at home.

    Smalls are home from school and school clubs, fed and bathed. They are playing a game now before bedtime.

    Been budget playing all afternoon still not decided on what's best.

    DD wants an outfit for her birthday and for me to take her for a coffee (well hot chocolate but she still calls it a coffee)

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    28/01/19
    Debt
    Council Tax £0
    Rent arrears £1275
    Credit card £0

    Total £1275

    Weekly Out - Budget now
    £125 to rent
    £25.60 to this years council tax
    £15 Gas *needed to add £5 here
    £15 Electric
    £11.40 Water
    £5.60 TV License
    £2.50 for phone credit *added £1.25 here

    £3 Snack

    This leaves £44 odd pence for everything else*.

    This is now the budget going forward.

    £44 odd pence for everything else
    £10 - DS school trip
    £25 - Food/toiletries/cleaning (Fingers crossed this works out okay)

    £9 - Birthdays/travel/clothes/school/other things.


    I think this is the best I can come up with. I can't get the food bit down any less no matter how much I try and switch it round.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I think that you do amazingly well on the food front :) x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think your food budget is amazing. I could do with learning a few lessons from you in that department.

    Loving all the book day talk. Last year DS went as the gamekeeper from Danny the Champion of the World. Jeans, green wellies, a green/camouflage waterproof, his dads flat cap and a cowboy rifle. Everything we had at home.

    I used to love Enid Blyton as a child and read The Faraway Tree to DS last year but found it so badly written I struggled to read it and haven't attempted the other 2 in the box set. DS enjoyed it though.
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What a sweet birthday request from DD. :) I think you've done well dividing up the £44 up as best as you can considering what you've got coming up with trips and birthdays etc. xx
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    It's hard to stick to budget and still make it not the same everyday. Getting harder the more we run down what's already in. I'll need washing powder again soon and things

    Still playing with it though seeing if I can make it better.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Where are you trying to make it better WB. More food money or more towards the birthdays/travel/clothes/school days etc. x
  • How much breathing space do you have between the birthdays? I know they are close together, but are they so close you have no money coming through in between them? Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Food really Teafor2, once the smalls birthdays are done I have nothing on for 'gifts' then till Xmas. We don't 'do' Easter as in spending on anything.

    My Money comes in on Fridays Lucky, the smalls birthdays are the 17th Feb - 2nd March - 8th March


    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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