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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • Hope your appointment goes well today Wannabe, and that the school situation is resolved by pick up time.

    JWil, I agree with you. The only costumes I'm judgy about are the ones that are not suitable for children (like the child sent to school dressed as Christian Grey - complete with handcuffs and zip ties. Just no!)
  • (like the child sent to school dressed as christian grey - complete with handcuffs and zip ties. Just no!)


    :eek: :eek:
  • My take on the "book day" thing is that if the theme is a "character from a book the child has read" then it should be just that, not a character from a film that a child has seen but not read the book it came from. I seem to recall it was originally started to improve children's engagement with books, and realistically if parents just go and buy the latest Disney Princess costume from Asda then it's not really doing that, is it! I never had my nose out of a book when I was small - and Enid Blyton was a firm favourite for sure! Also loved all the pony books by the Pullein-Thompson sisters, I think it was? E Nesbit also, and of course Alice - never trust anyone who doesn't know their Alice! :rotfl:

    well done on settling on going to the appointment WF - and please never feel embarrassed about sharing something like that wobble on here, not least as if you do, someone else who is ALSO having a wobbly day might gain the confidence through seeing you being brave and talking about it to post theirs as well, and get interaction/feedback that makes all the difference.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you

    Appointment done, walked there but had to get the bus back. It's snowing and so cold! and I don't have a coat so I wasn't brave enough to walk the 40 minutes home :o

    Have some cleaning to get done now before school run but having a cuppa to warm up first.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Glad the appointment went well and :eek: to no coat!!!
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    Sixth Anniversary 1,000 Posts Photogenic
    Hey missus what size are you for a good outdoor jacket and I'll see what I can do for you... and no, it won't be a camo one ;)
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • EssexHebridean
    EssexHebridean Posts: 24,672 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lovely WF why on EARTH do you have no coat! PLEASE please for one week reduce the amount OVER the agreed minimum that you are paying to the rent arrears, get yourself round the charity shops, and get yourself one - you wouldn't send the smalls out without coats at this time of year would you, yet I bet they are generally a lot more able to keep themselves warm when outside than you are! :eek: You'll be able to catch up on the rent arrears payment easily again in the future but you can't be without something warm this time of year when you have school runs, appointments etc that mean you HAVE to go out several times most days! :kisses3:
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • beanielou
    beanielou Posts: 96,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope your appointment goes well today Wannabe, and that the school situation is resolved by pick up time.

    JWil, I agree with you. The only costumes I'm judgy about are the ones that are not suitable for children (like the child sent to school dressed as Christian Grey - complete with handcuffs and zip ties. Just no!)

    No!!!!!! That is so wrong on so many levels:eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thank you

    Appointment done, walked there but had to get the bus back. It's snowing and so cold! and I don't have a coat so I wasn't brave enough to walk the 40 minutes home :o

    Have some cleaning to get done now before school run but having a cuppa to warm up first.

    x

    Glad appointment done.
    No wonder you got the bus home.
    Do you mean you dident have your coat with you or that you dont have one? x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lovely WF why on EARTH do you have no coat! PLEASE please for one week reduce the amount OVER the agreed minimum that you are paying to the rent arrears, get yourself round the charity shops, and get yourself one - you wouldn't send the smalls out without coats at this time of year would you, yet I bet they are generally a lot more able to keep themselves warm when outside than you are! :eek: You'll be able to catch up on the rent arrears payment easily again in the future but you can't be without something warm this time of year when you have school runs, appointments etc that mean you HAVE to go out several times most days! :kisses3:

    I dont think WB overpays the agreed amount on the rent arrears.
    Happy to be corrected if I am wrong.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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