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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    04/01/19
    Debt
    Council Tax [STRIKE]£375[/STRIKE] £350 (£25 paid)
    Rent arrears [STRIKE]£1545[/STRIKE] £1495 (£50 paid)
    Credit card £150

    Total £2070

    Bank balance 76.52p*
    Received Panelbase £10 sent to council tax to catch up.
    Paid Council tax debt (£12.50)
    Paid rent (£150)
    Paid council tax (£25.60)
    Sent £8.75 to 'bill pot' Virgin & Credit

    £40 cash out
    Paid TV license (£5.60)
    Topped up Gas £10
    Topped up Electric £10 (£5 left in budget)
    Paid water £11.40

    £3 in pound coins for snack.

    Food budget £15**

    *bank balance. Includes £66 I didn't have/expect when I did the budget. So over the next 6 weeks £11 a week extra.

    **Food budget could be £16 but aiming for £15 well aiming for much less this week should only need bread/milk & potatoes.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Looks a lot healthier than it did :A

    P.S I still don't know who you are that sent me a delivery yesterday. I really don't want you to think I haven't said Thank you etc.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Budget is looking a bit healthier, W, but I agree with SA it is just not right for you to be put under this stress worrying about money when you're trying to get yourself straight and move on.

    Anything we can do to help please just ask. xxx
    Have adventures. laugh a lot and always be kind.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Your bank balance and food budget are looking a lot better Wannabe although £15 for 4 of you is still very low. Hopefully the DLA will come through soon.

    I didn't realise Trussell Trust only let you use the foodbank 3 times a year, that seems a bit harsh. As far as I know our foodbank is independent and they also run a pantry. I've just been reading their website and you have to be eligible for the pantry so a little bit of form filling is required but for £3.50 per week you can choose 10 grocery items and fresh fruit and veg - retail value is £15. Don't know how common this is or whether it's just a one off in our town? x
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Glad things are looking a bit healthier WF xx
    Mummytogirls x

  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    I didn't realise Trussell Trust only let you use the foodbank 3 times a year,

    Neither did I and, I suspect, that most people don't know that's the case. I suppose they must have their reasons but it does seem to penalise those most in need. I really like the thinking behind your independent food bank.
    Have adventures. laugh a lot and always be kind.
  • Looks a lot healthier than it did :A

    It certainly does, the CT arrears will be gone in no time.

    Well done :) xx
  • beanielou
    beanielou Posts: 96,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that things are looking a bit better :)
    DD slept all night :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Independants are the way to go on FB's as they can have much more flexabily in how they help & in what way.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    You are doing brilliantly Wannabe. I honestly don't know how you remain so positive.

    Having read about the level of care your little one needs, I cannot believe that your DLA was not reawarded. I really hope that you hear something next week, everyone should be back to work normally from Monday so hopefully they will start to get through the backlogs.

    Enjoy a nice chilled weekend with the smalls x
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