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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Happy New Year.
Wishing you a happy and less stressful 20190 -
Thanks all
Happy new year to you all too
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Happy New Year WannabeFree, all the very best to you and the wee yins for 2019
BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
So a whole new year starts today
01/01/19
Debt
Council Tax £375 (£25 behind)
Rent arrears £1545
Credit card £150
Total £2070
Bank balance 36p
Cashed out £6.19 from PA which should arrive tomorrow.
Cashed out £10 from Panelbase which should arrive next week.
That along with the £10 I have already sent will catch the Council tax up so I don't break the agreement and make them angry enough to want it all in one go!
We have no plans today. We will bake some sweet stuff. To keep the kids happy with 'puddings' Will probably make spag bol for dinner then the left overs can become chilli and lasagne for freezer ready meals and dinner tomorrow.
Hope you all have a lovely day
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Happy new year Wannabe. I hope you get the DLA back for DD2 soon.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I can send you a calander.
Do you need a diary too?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thank you HH x
Thank you Beanie. Are you sure? I will survey for them I know they are more of a want
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Evening or Night
We didn't bake today I had no eggs
:rotfl: and we have enough biscuits still left over. Also made cottage pie with some of the mince as the last of the potatoes really needed using. Have made spag bol, lasagne and chilli from the rest of the packet of mince. Smalls will be happy with that 
Smalls are in bed sleeping although youngest is not sleeping :cool: she's 'reading' I've left her to it and come for a cuppa.
Have a pile of ironing to catch up on tomorrow and need to clean the school shoes etc so we are ready for Monday. I'll be sad when it comes to them all going back to school
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Its no problem WB.
Will get them to you by the beginning of next week if thats ok x.
Couldent live without my calander.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
WannabeFree wrote: »We didn't bake today I had no eggs :rotfl: and we have enough biscuits still left over.
Your cook-a-thon sounds most impressive! You are so well organised with having frozen things in for them to choose from.
Have you tried vegan cake recipes? Or I have an eggs-free chocolate cake recipe which I can post on here - been a staple in this family for many years!
I hope you get some sleep soon - I'm about to get to bed so I hope I do too. I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220
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