We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
-
Lovely to have you back and thank you for spreading the Christmas spirit

Hope littlest is better soon xI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
What sort of books are you after? XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Hope the little one is better soon xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0
-
Great to see you posting again. Hope little one is soon bouncing around again.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
-
Thanks for your post on Xmas above, that all sounds lovely!
A friend of mine sends me an email and attaches some xmas art work from her smalls for me to see every xmas instead of a card. I like this and it saves her a lot of postage! She does it for evnironmental reasons though and donates a little to charity.
Hope dd on the mend.15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
A friend of mine sends me an email and attaches some xmas art work from her smalls for me to see every xmas instead of a card.
What a lovely idea.
Hope the wee one is better today.Have adventures. laugh a lot and always be kind.0 -
Thank you

The ideas on Xmas cards are good. I like the email idea. We don't send many cards to be honest. Mainly online friends however last year we never got the chance to send and I felt so guilty and still do
We don't really send family cards etc and even more so this year now we've cut a lot of people out.
PLMBL any books really. They like anything especially being such different ages.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Afternoon

Boring day here today.. Youngest still feeling unwell and is lay on the sofa and I've just pottered about cleaning and done the ironing.
I need to top my phone up really, I keep forgetting :rotfl:
Hope everyone is well
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
WannabeFree wrote: »Debt today 03/08
Council Tax £825
Rent £2104.18 (Think I need to round this down to an even number
)
x
Wow a long time since I updated.
Now stands at
Council Tax £475
Rent £1810
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Wow a long time since I updated.
Now stands at
Council Tax £475
Rent £1810
Just over three months, W and look how much it's come down. Well done. Hope the wee one starts to feel better soon.Have adventures. laugh a lot and always be kind.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards



