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“Rock bottom became the solid foundation on which I rebuilt my life.”
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Great to see you back.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Glad you had a good holiday, I'm also spending a bit more on memories at the moment, probably only have ten more years of holidays left with ds1 at most so need to make them count!
Hoping you'll keep me on track with Christmas spending too
15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Thank you
EG Xmas is being really small this year
Sticking to the something they want, something they need, something to wear and something to read 
Our food budget seems to have crept up to around £50 a week :eek: and I don't know where I can cut it back
We don't receive any gifted food now I've cut certain people out and we have run down the stores to the point I have no choice but to shop weekly now. We are happier though So that's what counts.
So back to the point Xmas will be small and quiet. Spent together making things/reading/watching a movie etc. Our activity a day is nearly all free things using crafty stuff they already have. I bought the girls 'want' item on Amazon using gift vouchers and I must try to get back on the surveys to get DS something. Books will probably be from the salvation army along with something to wear items.
We are having Xmas dinner just us and will just be a normal roast dinner and treats homemade things. Need to put the lists together properly.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Hi, glad you hear you sounding so positive and in control.
Channel 5 show lots of christmas movies and there's channel 74 on freeview which is an entirely christmas channel. Cheap (and probably naff) sources of festive background spirit whenever it is required.LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0600 -
How old are the smalls now wannabe? XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Oh will look Joey, I love the Christmas movies on C5 so I will love the free channel no doubt thank you.
PLMBL DS is 9 and DD's 7 & 4
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Happiness is priceless
Glad you had a good holiday I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Glad you and the wee yins had a great holiday.
Great to have you back posting again missus
Really, really missed you on here
(((((HUGS)))))
:ABUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
Hi Wannabe
You sound more positive and happy which is lovely to read. It's so nice to see your updates (although I'm one to talk - I read a lot but don't post that much as I make so many typos on my phone! :mad:).
I remember being amazed at how mamy wonderful crafty activities you fitted in with your DC in the run-up to last Christmas. They clearly have an amazing time. I have no idea how you fit it all in, but you do.
Here's to a Very Merry Christmases in tge Wannabe household! :xmassign::xmastree::rudolf::santa2:Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33000 -
Xmas sounds great! We are also going for small / free gifts as we are going out for lunch. I sometimes have to cook for about 25 and it's too much - I struggle mentally before and after, so I'm pleased about going out.
I will have to look back - did you write out your Christmas activities on here last year? Hope it's not been deleted. I feel the need for lots of free Christmas spirit!!15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0
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