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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Have a happy weekend
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
On the plus side sons are short lived nasty, girls are another story though
It's the hormones unfortunately. I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Morning
Monday again! DD still off school :cool: Older two are away to school happy enough though.
Had a lovely quiet weekend, not spent anything! That has to be a first for quite a while. I do need Gas today but that will be all that's spent.
Made beef & ale pie yesterday and I was so surprised how much the kids ate. I thought there would be leftovers to carry forward but not a chance :rotfl: Have a chicken to do for tonight not sure what with yet though. Have some salmon in the freezer that could do with being used up too.
A bit of a boring update
not much going on, no money and no adventures
Hope you all have a lovely day. Thank you for stopping in
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Well done on a NS weekend Wannabe. Sometimes a quiet life is a blessing! Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
WannabeFree wrote: »Made beef & ale pie yesterday and I was so surprised how much the kids ate. I thought there would be leftovers to carry forward but not a chance :rotfl:
It sounds as though you're quite the cook! It's a nice problem to have - making something so good that there's none left over! I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
A n
NS weekend is always good I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
HairyHandofDartmoor wrote: »Well done on a NS weekend Wannabe. Sometimes a quiet life is a blessing!
I concur! I'd love a few quiet weekends right now! :rotfl:
I thought I could smell something good. *Looks mournfully at empty plate*Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33000 -
Afternoon
Hope everyone is okay
I have other DD off school today *needs rolls eyes :cool:*
We are really skint So other than the £1.50 donation to the giving tree at SA and DD a drink in there after the DR this morning it will be a no more spending week We need to use up all the ends in the freezer anyway.
I really think I'm going to look at work again I don't want to jump in too deep and quick though. Weeks like this make me think how! When all 3 kids have had days off school unwell, Dr appointments and then just the 'normal' appointments for youngest :cool:
Meh!
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
So plans are
Eat from what we have in, I have loads to make soup too.
Spend the time walking in the park/by the canal etc nothing that costs. We can take a flask and snacks with us.
Budget properly and STICK to it! We have lost DD's DLA I need to appeal but I just don't know if I have it in me to fight it So what was propping up all her expenses on medical things I'm now covering myself out of other budgets. The grocery spend is the main one that's jumped up alot. We used most of what we had in 'stores' and we don't get gifted things anymore. We are happier not speaking to those people though. Well worth it on that side of things and I need to remember that
I'm rambling now and I can't remember what else I wanted to say :rotfl: “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Please please try to find the fight to appeal your DD's DLA.
You can get help from welfare rights or CAB.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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