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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Morning
Went to town yesterday, I really don't like it! I won't be in a hurry to go back. I went to my appointment and the card shop and that was enough.
I will order the girls dresses online this morning and I really need to find something for myself! I'm getting worried2 weeks today! I'm always so last minute.
No other plans today. It's my step dads birthday so will have to go and visit with cards/gifts and cake.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Hope you get your outfit sorted soon. Would a charity shop have something at a reasonable price? Glad you made it into town and to the card shop, it can't be easy15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Hello WF
I seem to have missed 3 pages... just wanted to stop by and give you a virtual hug.
Nobody has a crystal ball and the best decision is the one you make at the time.
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
I don't even know what I want to wear EG. I hate going anywhere I have to dress other than my usual. I won't show my arms nor legs. But I do want to look nice. Hard.
Thank you Rosa
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Morning
I have decided I'm trying to keep their pace and I'm willing to try and make that work. I feel happier knowing I am willing to try. End of the day there's nothing that can't be undone and it's worth a try.
Smalls are all doing well with school. Youngest is on her 3rd day back and finding it tiring I think. She got home yesterday and fell straight to sleepShe has been so moody! Other DD has SATS this week and is finding it stressful. I've told her do you best and that's all we expect! Nothing more! I feel bad such small children have worry over Exams
Looking forward to the long weekend, we don't have exciting plans but will be decorating and things. Need to find myself a bed then! Cannot wait! I'm so boring :rotfl:
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
How about a long dress with a nice cardi?
Nice trousers & a top?
Yes, way way too much pressure on the wee ones now at school.
I dont agree with it myself.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I think I'm going to look for a nice long sleeve top/blouse beanie. I need to be smart enough but not too over the top because it's an all day thing from 10am! So I do want to be comfortable.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
WannabeFree wrote: »I think I'm going to look for a nice long sleeve top/blouse beanie. I need to be smart enough but not too over the top because it's an all day thing from 10am! So I do want to be comfortable.
x
10 am :eek: That is early:eek:
A good idea on a nice top.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Have a good day"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Good plan on a nice top to wear with existing trousers WF. Primark? Matalan maybe? Matalan have some lovely stuff at a really good price at the moment.
Agree totally that kids have pressure put on them about exams so young now - test them by all means but don't make a song and dance about it!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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