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“Rock bottom became the solid foundation on which I rebuilt my life.”
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50 quid is good
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Wow wall sound great!15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Another £50 gone is brilliant WF! well done!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Afternoon
Been a spendy weekend. The weather has been brilliant! We went to a local family fun day and spent far too much. Smalls had lots of fun though and it was so nice to watch youngest being confident enough to join in some things. Followed by ice creams and BBQ items from the supermarket! Again more spends today on ice cream and things. Need to turn it in now and be more sensible! I think we've spent around £35 so maybe I do need an entertainment budget!
We where supposed to be having a roast today but it's far too warm. Think I might do the chicken with baby potatoes and salad things. Or maybe pasta salad. Not sure will see what everyone wants.
I love how much cleaning we've got done inside and out. Always seem to get so much more done when it's nicer weather and for the first time this year I have got loads of washing dried outside.
Hope everyone else is well and enjoying the lovely weather
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
I'm also doing a Roast chicken, but its far to warm to have with roast tatties and all the rest, so just having a chicken salad and some new potatoes.
Glad you all had fun at the family fun day and are enjoying the warm weather. xx0 -
The WOW wall is a great idea. Glad you are having a good weekend "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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What a lovely idea to celebrate their achievements xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Bbq twice here too and I find it so expensive. Think it's been about £7 per bbq!will have to clear out the freezer to make space for bbq meat I think.15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Glad you had a lovely day. Things are so much better when the sun is shining I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Hallelujah to drying outdoors. I'm beside myself I am so happy!
I'm glad you have all had fun. It's not this fine often so you have to make the most of it while you can! Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33000
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