“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • GeorgianaCavendish
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    Well done Wannabe! You've done so well, you work so hard at everything and deserve all your success.
  • jwil
    jwil Posts: 19,170 Forumite
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    Happy MSE anniversary! You've done really well :T
    "If you can dream it, you can do it". Walt Disney
  • Cherryfudge
    Cherryfudge Posts: 10,089 Forumite
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    You've come a long way, lovely lady :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration challenge, 2024: Trainers 5 coupons. 5/68
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • beanielou
    beanielou Posts: 90,377 Ambassador
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    Gold star to you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    I'm so delighted that things are looking up for you Wannabe, you've done so well and overcome many obstacles :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • sashybo
    sashybo Posts: 4,506 Forumite
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    Well done W. :beer: You've done brilliantly over a year. :T
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £14,060, Car loan 2 £10,843 . Debt Free Diary to try & keep spending in check.
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
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    YOU have done brilliantly over the past year missus :D
    YOU RISE
    (((((HUGS)))))
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • beanielou
    beanielou Posts: 90,377 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Hope today is a good day for you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 21,350 Forumite
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    You've done amazingly well :) Lots of ups and downs but that's life and you've come through it :)
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • Suffolk_lass
    Suffolk_lass Posts: 9,350 Forumite
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    edited 11 May 2018 at 5:03AM
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    Today marks 1 year since coming to sort this mess :beer:


    Debt Total [STRIKE]£7348.71[/STRIKE] £1791 (£5557.71 Paid)

    Rent Arrears [STRIKE]£3381.28[/STRIKE] £2640 (£741.28 paid)

    Total [STRIKE]£10729.99[/STRIKE] £4431 (£6298.99 Paid)


    Total [STRIKE]£18154.06[/STRIKE] £4431 (£13723.06 Paid)

    That is 75.63% debts paid
    21.19% rent arrears paid
    58.7&+% of your first total

    and 75.59% of your red total paid

    And a fantastic, pragmatic life post. Well done
    Save £12k in 2024 - #2 target is £5000 only £798.34 so far
    OS Grocery Challenge 2024 31.1% spent or £932.98/£3,000 annual
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My Debt Free Diary Get a grip Woman
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