“Rock bottom became the solid foundation on which I rebuilt my life.”

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  • beanielou
    beanielou Posts: 90,693 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Are there no volunteer driver groups near you that can help with transport? RVS?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • XSpender
    XSpender Posts: 3,811 Forumite
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    Can they go as dominoes? Black or dark clothing with circles cut out of white paper/card and pinned on.
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    I'm not sure Beanie. The hospital transport is free but doesn't fit in time wise. I'd be out all day :(

    Wow XSpender! That's a brilliant idea! We have black clothes too! That's what I'm going to do.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • charlies_tribe
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    Glad all seems to be sorted with DS.
    Good luck with the number thing, what a strange choice of theme, has reminded me we have a no uniform day next week though
    LBM in April 17 - £14998/£33554 (44.6%) paid. Mortgage@1 June 18 = £9935/£76350 paid.Total debt @june 18 £102311 now £84972GC Jan £40.99/£500 2021 declutter 85/2021 items 0/20 bags clothes
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
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    I think the non uniform is for NSPCC and numbers must mean something. I'm not sure I didn't really read the letter.

    I've had such an unsettled night, my temp is all over the place and I just couldn't doze off. No doubt germs brought home from school by the smalls. I thought I was doing well! Waiting for a call back as I think it'll mean I need to go and get antibiotics. Good job I had no wild weekend plans ;)

    Waiting for DD to get picked up to go birthday shopping with my Sister then she's off to a friends party.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • System
    System Posts: 178,104 Community Admin
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    I hope you get sorted with the antibiotics Wannabe , I agree that lots of germs come from school. Sadly we can't avoid them. Hope DD has a good outing today.
  • Hope you feel better soon, is it worth investing in some multivitamins to boost your system a bit?

    Hope DD enjoys the shopping and party xx
  • WannabeFree
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    I don't actually feel too bad, just better safe than sorry. Hope it's something that can be sorted locally and not over by you :cool:

    DD away shopping, I tried to give my sister money to cover her lunch/drinks and she refused to accept it. Well she refused by saying don't be so stupid :rotfl:

    Other two are going to the supermarket with their Dad to get the list of groceries. I wonder if they stick to the list?

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
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    I've no idea on the vitamins PMO2 maybe something I can ask when I see them this week. All be worth it in the end.. the end goal is the only thing that makes it easier :o

    DD was so excited! She's been up and ready since 7am :rotfl: I've never seen her that early on a Saturday morning.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Suffolk_lass
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    Debt 09/05/2017 - Debt 09/02/18

    Council Tax [STRIKE]£2092.71[/STRIKE] £1350 (742.71 paid)
    Court Fine [STRIKE]£1250[/STRIKE] Paid (£1250 paid)
    Court Fine [STRIKE]£200[/STRIKE] Paid (£200 paid)
    Person 1 [STRIKE]£1000 [/STRIKE] Paid (£1000 paid)
    Person 2 [STRIKE]£1000[/STRIKE] Paid (£1000 paid)
    Person 3 [STRIKE]£1379[/STRIKE] £1360 (£19 paid)
    Person 4 [STRIKE]£427[/STRIKE] Paid (£427 paid)

    Debt Total [STRIKE]£7348.71[/STRIKE] £2710 £4638.71 Paid 63%

    *Rent Arrears [STRIKE]£3381.28[/STRIKE] £2885 £496.28 paid 14.67 or 15% rounded up

    Total [STRIKE]£10729.99[/STRIKE] £5595 £5134.99 paid 47.8 or 50% rounded up

    *Person 4 [STRIKE]£575[/STRIKE] Paid (£575 paid)
    *New Debt [STRIKE]£732[/STRIKE]Paid (£732 paid)
    *Debt 1 [STRIKE]£387.29[/STRIKE] Paid (£387.29 paid)
    *Debt 2 [STRIKE]£1451.40[/STRIKE] Not mine Zero
    *Debt 3 [STRIKE]£1137.73[/STRIKE] Not Mine Zero
    *EDF [STRIKE]£3140.65[/STRIKE] Paid (£3140.65 paid)

    [STRIKE]Total £18154.06[/STRIKE]

    Total 5595 £12559.06 Paid That is 69.9 or 70% paid off rounded up

    *Rent Arrears are less than this but not sure how much will update next month.

    I feel like I've cheated on those numbers really, because EDF was paid off by a charity, Debt 2 & 3 have been investigated and I'm not liable and a relative helped to pay Stepdad back and made person 2 Zero.

    So Cheating again no change in numbers. There is but I don't know the amounts :o Must find out really.

    Found you (then lost my login!)

    Just wanted to add your percentages paid (or cleared, if you prefer) - fantastic! :T:T
    Save £12k in 2024 - #2 target is £5000 only £798.34 so far
    OS Grocery Challenge 2024 31.1% spent or £932.98/£3,000 annual
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    My Debt Free Diary Get a grip Woman
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