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“Rock bottom became the solid foundation on which I rebuilt my life.”
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So much progress in just 9 months - that's brilliant! Glad yesterday was a good day and the smalls had fun! Playdough pigs sound rather fab! (And so does cake!)🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Glad you had a lovely day. Hope you are feeling better soon.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
I know it doesn't feel like 9 months!
Waiting for an emergency visit with some meds. Grateful for the NHS :A
I have no idea what dinner for the smalls will be today. Cake? No seriously. Probably lasagne (because I have them ready made in the freezer) and anything that looks healthy placed on the side.
I really do need to get some food shopping in tomorrow. We have no milk, bread or cheese. There won't be any fresh veg/fruit left only frozen and no yogsI'm not even going to attempt to make them, will get the best 'kids' ones I see.
“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
I love the NHS.
Can you do an online food shop perhaps? Save some energy...I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
I suppose online shopping would be easier. I don't like doing online unless I have a discount code :rotfl:“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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Happy Birthday for yesterday! Yay to old diaries being back as well! :T :T :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Thank you
Fell asleep again! After a total meltdown at school. Sometimes that school makes me so :mad: Fuming! and I'm still really cross now. Fingers crossed it will be resolved before registration in the morning. If not I will be taking it higher this time.
New potatoes, paprika chicken, veg and pepper sauce for dinner.. I might try some toast.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Hope you get the school sorted - you could do without the stress.
Hope you feel better soon xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
I'm glad you and the smalls enjoyed your birthday Wannabe
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Sorry you feel ill today though and that the school made you cross.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
You don't need the stress of school problems , am sure you will get it sorted xThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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