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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Morning
The items of FB arrived this morning and are even more perfect than I thought. I will clean them up and make them look pretty before wrapping. Both girls are sorted now
DS trainers are found and I will order next week.
Glad to be done for the birthdays and that's it until Christmas :rotfl:
Been to hospital and just got back, more taxi fares! £1 into a donation box and £2.20 on a coffee.
It's snowing :eek: Hope it doesn't stay and gets washed away so it doesn't make getting to the bigger hospital tomorrow a problem :cool:
Didn't get the bits from the supermarket but will send smalls Dad this evening.
Hope everyone else is well
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
February Goals
Debt
£100 Council Tax - £0/£100
£60 Rent - £30/£60
Money
Grocery £0/£100
To do list
7th - My birthday Eat cake with the kids
10th - DD at friends party
17th - DD birthday & party
2nd (March) - DS birthday
4th (March) - DS party
8th (March) - Youngest birthday
Will add school things in.
Lots of appointments. At least 4 a week for me and littlest ones.
Spends planned
Buy the Kettle!
Birthday party (paid for)
Make/Buy sweet cones Ordered, so lazy
[STRIKE]DD birthday gift[/STRIKE] Done,
Need minecraft :cool: Will hunt
DS birthday gift
[STRIKE]Littlest birthday gift[/STRIKE] Done
Spends
£20.82 Card shop online :cool:
£16.25 Sweet cones
£6 Unity bands
£30 Cakes
£4.40 Coffee
££ Taxis.. soon be into 3 figures 2 days in. “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Eager_Elephant wrote: »Are your claims in for Council Tax Benefit and Housing Benefit?
If you are claiming Carers and Income Support then you should get Council Tax Benefit to cover all or if not all then about 95% of it so hopefully your bill going forward will be much lower.
Good work EE - I was hoping you'd happen by!
Fingers crossed they'll see sense WF - there's no point in them asking for money you don't have,. and no point in you offering it either!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
I think I'm going to try and stand firm with my £26 a week
On 'paper' the budget set by 'helpers' there isn't even £26 to squeeze. Although as we know here my food budget is never high and neither is entertainment/clothes and things.
The amount I was told to offer from the council advice place was a lot less than £26 a week! and that's from their own advisers!
Which reminds me I really do need to sort my benefits and things out.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Smalls are making Birthday cards and all kinds of secret 'gift' pictures. I'm banished from the kitchen - fine by me I'm quite happy on the sofa. So much so I fell asleep earlier “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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WannabeFree wrote: »I think I'm going to try and stand firm with my £26 a week
On 'paper' the budget set by 'helpers' there isn't even £26 to squeeze. Although as we know here my food budget is never high and neither is entertainment/clothes and things.
The amount I was told to offer from the council advice place was a lot less than £26 a week! and that's from their own advisers!
Which reminds me I really do need to sort my benefits and things out.
I think you should stand firm Wannabe. The council can be very nasty in my experience and resort to threats and baliffs very quickly :mad: (I've been there and done that
).
But they can't take what you haven't got, and with three young children, one of whom is ill, they will be forced to be reasonable in the end.
By the way, happy birthday for tomorrow Wannabe and I hope you have something nice planned :bdaycake: Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Happy Birthday :bdaycake::bdaycake::bdaycake:
:j:j:j
Have a great day WannabeFree
:D:D BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
Happy Birthday Wannabe , have a good day .xThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Happy Birthday! Have a lovely time with your little family eating cake.0
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Happy birthday
Enjoy the cake
Have a lovely day if you can
Take care honey
PaulineDon't get it perfect - Get it goingBetter Than Before0
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