“Rock bottom became the solid foundation on which I rebuilt my life.”

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  • EssexHebridean
    EssexHebridean Posts: 21,416 Forumite
    Name Dropper First Anniversary Photogenic First Post
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    Happy Birthday WF - will continue to reply here until you decide what you want to do with the threads...might be worth thinking about getting the two merged which I THINK Board Guides can do?
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00
    Balance as at 31/12/23 = £112,000.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • bubblycrazy
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    Happy birthday hun! Enjoy your day and treat yourself well xx
    MFW - Original balance 28/08/2014 £52850
    Original MF date: 2049:eek: Aiming for: 2025 Current MFD: 2030
    Balance 27/07/2016 £49990
    Balance 08/07/2017 £47999
    Balance 30/07/2018 £44500
    Balance 01/08/2019 £40700
    Balance 03/09/2020 £37619
    Balance 30/09/2021 £33983
  • jemreading
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    That is great news!! I also lost my diary late January and I have just checked mine - it has also returned! Hopefully many more will follow :D
  • joeyjimbles
    joeyjimbles Posts: 2,219 Forumite
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    Oh wow - that's fantastic. And slightly confusing, but brilliant to have WF's thread back. Well done MSE boffins.
    NF 05.24 £18.00/£00.00 £72.00/£72.00
    LD 11.24 £500.00/£397.50 (79%)    Fn £375                                                     
    Renewal 24 £400.00/£403.00      Renewal 25 £450.00/£074.75 (16%)    
    Avch 08.24 £100.00/£025.00       NPt 12.24 £250.00/£084.00
    FD £3600.00/£1200.00                 X24 £1500.00/£0750.00

  • charlies_tribe
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    Happy Birthday!! Have a lovely day xx
    LBM in April 17 - £14998/£33554 (44.6%) paid. Mortgage@1 June 18 = £9935/£76350 paid.Total debt @june 18 £102311 now £84972GC Jan £40.99/£500 2021 declutter 85/2021 items 0/20 bags clothes
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    First Anniversary Combo Breaker First Post
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    Just went on to your old thread first, what a lovely birthday present from MSE. Hope you have a lovely birthday eating lots of cake!
    Change the way you see things and the things you see will change
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Your diary is back too woo hoo xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • HairyHandofDartmoor
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    Your old diary is back :beer::j:T:D

    Happy birthday Wannabe :bdaycake::bdaycake::bdaycake:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    First Anniversary First Post Photogenic
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    Thank you Andrea
    :j:j:j:j:j:j:j:j:j
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Happy birthday wannabe xxxxx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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