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“Rock bottom became the solid foundation on which I rebuilt my life.”

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  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou wrote: »
    What an awesome start :)
    Go you :)

    Cheating really :o But I refuse to pay more than £5 a month to those new debts that are being looked at. So they will just keep my overall total huge forever and it will make me sad :o :rotfl:

    Makes sense to me even if not to anyone else :o :rotfl:

    Hope you're feeling better? x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 95,809 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    WannabeFree wrote: »
    Cheating really :o But I refuse to pay more than £5 a month to those new debts that are being looked at. So they will just keep my overall total huge forever and it will make me sad :o :rotfl:

    Makes sense to me even if not to anyone else :o :rotfl:

    Hope you're feeling better? x

    On the mend now thanks :) x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Doobop wrote: »
    Sounds good to be getting an early night, at one point you never seemed to sleep so that is a big positive.

    I never sleep! It's always a struggle. I'm mindful I don't want to bring the negative and too many feelings out in here anymore so I don't offend :)

    Keeping it a happy place ;) x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm a bit late to the party but I've found you :).

    What a shame about your diary getting deleted, it's very easy to press spam accidentally when scrolling on a tablet :eek:.

    I'm glad you seem so much better, it's great to have you back :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Cherryfudge
    Cherryfudge Posts: 13,392 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    WannabeFree wrote: »
    t I refuse to pay more than £5 a month to those new debts that are being looked at. So they will just keep my overall total huge forever and it will make me sad :o :rotfl:

    I don't see it as cheating. They aren't your debts and you shouldn't have to pay them. Why not create separate categories: Real debts, 'not mine but have to deal with for now' and 'not mine and pending investigation' debts? A bit messy but the ones that aren't yours should eventually drop out of the picture, by which time you will have shrunk your own debts too!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    Sixth Anniversary 1,000 Posts Photogenic
    Morning WannabeFree :D

    Have a grand day today
    :A
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    I don't see it as cheating. They aren't your debts and you shouldn't have to pay them. Why not create separate categories: Real debts, 'not mine but have to deal with for now' and 'not mine and pending investigation' debts? A bit messy but the ones that aren't yours should eventually drop out of the picture, by which time you will have shrunk your own debts too!
    That's a good idea.
    Glad to see you're feeling more positive.
    Have adventures. laugh a lot and always be kind.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Like that idea Cherry x

    Morning

    I'm away to get youngest seen to and stamp my feet to get something sorted! If I don't return I'm probably in a cell somewhere :o :rotfl:

    Have a good day x I have no data left so don't really think I've been arrested if I'm not back :rotfl:
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Humdinger1
    Humdinger1 Posts: 2,322 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Wannabe

    Have found your new diary and subscribed - this is a red letter day for your many friends and admirers! MSE was just not the same for the brief time that I couldn't find you.

    Love from Humdinger x
  • beanielou
    beanielou Posts: 95,809 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Friday :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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