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“Rock bottom became the solid foundation on which I rebuilt my life.”
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Morning
Have a grand day lass
(((((HUGS)))))
:ABUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
Afternoon Wannabe. Sorry I didn't get to post at the weekend, I was reading but managed to lock myself out of MSE on my phone somehow.
Hope you are feeling so much better and on the mend. Hope everything comes together and you manage to sort the payments needed.
Hope you're having a lovely day.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
You're sounding so much better lovely - I'm so pleased to hear it! The new diary has evidently revitalised you!
Do your own thing with the tree - time to start a new family tradition. xx🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
UncannyScot wrote: »Bug ger it...
Wait til the weans gets home
Don't have much choice :cool: The other option is to chuck it out the window! :mad: :rotfl:“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Thank you all for stopping in x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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Surveys
Yougov 3450 ... 5000 needed to cash out £50
Populuslive 53 ... £50 should be on its way in December
Onepoll £5.70 ... £40 needed to cash out
Pureprofile £2.20 .... £25 needed to cash out
Panelbase £7.60 ... £10 needed to cash out
PA £7.23 Available .. £3.02 pending
VO £11.75 (not sure what voucher to cash out)
Isay 555 Points (690 needed to cash out £5 Amazon)“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
I'm away to bed. But thank you all for stopping in Will catch up with other diaries over the weekend. Hope all is well x
Still don't know who sent me post? Please step forward so I can say Thank you x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Sounds good to be getting an early night, at one point you never seemed to sleep so that is a big positive.0
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Debt 21/11/2017
Council Tax [STRIKE]£2092.71[/STRIKE] £1350
Court Fine [STRIKE]£1250[/STRIKE] £845
Court Fine [STRIKE]£200[/STRIKE] £0
Person 1 £1000 (Happy to wait)
Person 2 £1000 (Happy to wait)
Person 3 [STRIKE]£1379[/STRIKE] £1360
Person 4 [STRIKE]£427[/STRIKE] £0
Debt Total [STRIKE]£7348.71[/STRIKE] £5555 (£1793.71 Paid)
Rent Arrears [STRIKE]£3381.28[/STRIKE] £2960 (£421.28 paid)
Total [STRIKE]£10729.99[/STRIKE] £8515 (£2214.99 Paid)
*Person 4 [STRIKE]£575[/STRIKE] £275
*New Debt £732
*Debt 1 [STRIKE]£387.29[/STRIKE] £377.29
Catch up
Rent £339.21
Council tax £135
I'm taking the two bigger debts being investigated away from my list
It isn't really my debt,
nor is the new debt, Debt 1 or the court fine :cool: But these I have to continue paying for now.
So this is where I stand. Hopefully will make at least some sort of payment to something tomorrow.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
What an awesome start
Go you I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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