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The Edcawber Principle
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I believe it's coming in the financial year after next (i.e. 1 year and 2 months):*Edit: £28.10 paid off CC - doubt I'll need any cycling budget this month as I haven't been on my bike once! :'(2
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Hurrah for daddy days
~~Priceless 
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Only 6 months left! :'(beanielou said:Hurrah for daddy days~~Priceless 2 -
Fab! I totally missed that (and hadn't seen any mention of it in the past few days, either on any of the FI groups I'm in where ppl have already been transferring monies across)edinburgher said:I believe it's coming in the financial year after next (i.e. 1 year and 2 months):*Edit: £28.10 paid off CC - doubt I'll need any cycling budget this month as I haven't been on my bike once! :'(edinburgher said:
Only 6 months left! :'(beanielou said:Hurrah for daddy days~~Priceless
What? - it's not school for Miss Ed this year? - already???? - how can that be possible?! Surely she's still a mere toddler!
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203 -
Yup, my little girl is not so tiny and is more than ready for school. Where does the time go?3
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Wait til she is a big girl & buying her first property!
I am auld!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Oh my, I remember when you first told us Mrs E was pregnant! Hard to believe she is almost school age! (where is :eek: when I need it?!)Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here3 -
OMW - the weather this week! One of Mrs E's pals called her after their weekly badminton match to say that she thought that there was something wrong with our headlights. Just as well she did, as they were both out. Luckily it was just broken bulbs, but DD and I spent a very frustrating 2 hours at the dealership before they replaced them. On the way there I had to drive through a puddle that was 10s of feet wide and a good 2 feet deep. The smell of frustrated clutch was horrendous. The headlights weren't covered by our warranty, but they were covered by our Car Maintenance budget. They probably could have been fixed in 1/4 of the time anywhere else, but it was sideways rain, they did a general safety check as well and threw in a wash and hoover, which saves me two jobs
£97.83 paid off the CC between yesterday and today. Am starting to wonder whether we could pay off the whole thing by my 13th wage (the 1st of June). I feel it might be too much of a squeeze, but I am feeling fairly motivated. We'd basically need to find £31/day until then...Brighter here today, but still blowing a gale and chucking it down with rain. Time for another coffee, a quick computer game and a shower before Mrs E and DD get back from drama
Happy weekend all.2 -
When you do something, you don't do it by halves, do you!? £31 a day until then... - I am looking at doing something on 29th Feb as we will have 29 more mortgage payments at that point too - a bit like my 20 x 20s for 2020Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here4 -
Oh I do like something with lots of repeated or sequential numbers, I was nerding out on palindrome day What's your plan?
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