The Edcawber Principle

beanielou

edinburgher wrote: »

This week's good news belongs to Mrs E - she has been offered a new job and is currently negotiating the salary up :dance:

Fantastic news :T

edinburgher

edinburgher wrote: »

This week's good news belongs to Mrs E - she has been offered a new job and is currently negotiating the salary up :dance:

Mission completed, an increase of nearly £400/month (pretty decent for part time hours)!

beanielou

edinburgher wrote: »

Mission completed, an increase of nearly £400/month (pretty decent for part time hours)!

That is awesome :T

teapot2

edinburgher wrote: »

Mission completed, an increase of nearly £400/month (pretty decent for part time hours)!

Wow thats excellent, go Mrs E :beer:

Karmacat

Fantastic news, well done Mrs E!

rtandon27

edinburgher wrote: »

Mission completed, an increase of nearly £400/month (pretty decent for part time hours)!

:T Fabulous!:T

Suffolk_lass

See what happens when I go away for a few weeks!? Well done to you both, that will really make a difference

misscousinitt

Hi Ed

Fantastic news about Mrs Es job!

Hope you are well.

MCI

Watty1

Just catching up. Wow what a nice increase. Congrats to Mrs E. Now will she be able to spend any of that? Or is there plans?

edinburgher

Watty1 wrote: »

Just catching up. Wow what a nice increase. Congrats to Mrs E. Now will she be able to spend any of that? Or is there plans?

There are always plans Watty! :rotfl:

That said, the socialist state of Eds will definitely see an increase in pocket money for both of us in either or October or November. It will probably be a relatively significant increase as Mrs E has a 16-17% pay rise coming and I have a 6% rise coming as the result of an increment in November.

It's never that straightforward, however, and there are a range of factors around pension contribtions, pension type, childcare vouchers, student loan repayments and tax bands to resolve before we know what we're "good for". In any case, we should be ok, a 10% "pay rise" for each of us would only cost £44/month :rotfl:

Mrs E has officially handed in her notice and starts in early October. She will have to pay back a couple of days of annual leave, so the end of October wage might be a little lean. She is nervous but excited, which seems a good combination.

This month sees our last decent feed in tariff payment of the year. We have generated roughly 900 kWh over the last quarter, which should equal a payment of £135 or so. We're still on track for a sub £10k credit card for me by December, which is real progress :T

I have started making some very small payments into Ratesetter again (the plan is to aim for £10/week). I'm not sure why, but with the 5 year rate hovering between 5-6% and the fact that they offer an Innovative Finance ISA now, I think I just fancied a wee investment to micromanage (try not to judge me, I've simplified my finances so much that there's very little to !!!! about with these days)!

Other than that, not too much money news. Still YNABing and have made a few tough choices this month, but nowhere near as tough as last month!

In money-ish news, I am currently sitting absolutely knackered after my first practice commute to work. I cycled 80% of the way to work and back, which was terrifying. I couldn't cycle the full route as (ironically) the streets were closed due to a cycling event I'll try it for real for the first time on Monday and my current plan is to cycle in Monday/Wednesday/Thursday, taking the car in on Tuesday so that I can go to the gym before work. I've bought some cheap but serviceable waterproof panniers from Am@zon , but there's no way I'm taking gym clothes, work clothes and lunch on a bike - I'd never get moving!

Off to the park with my parents this afternoon and Mrs E is taking DD out for at least half of tomorrow, so good times! I'll need to build her a statue or something... :think:

Have a good weekend everyone :coffee: