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The Edcawber Principle
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Not at all! - It's great to hear your thinking process & budget tweaks as a result of.
I hate it - I've been red pilled :rotfl:
Save £12k in 2020 - #20 £7,085.43/£5k 141.7%
Save £12k in 2021 - #26 aiming for £7,500
OS Grocery Challenge 2021 target £0/£3k 0% annual (£500 contingency)
My Debt Free Diary Get a grip Woman
SL - I had to g00gle the expression - click here for an explanation!
Retired August 2016
Paid off French mortgage September 2018
New kitchen fully installed June 2019
Not counting this! 2020
Garden fencing completed, woohoo 2021
Save £12k in 2020 - #20 £7,085.43/£5k 141.7%
Save £12k in 2021 - #26 aiming for £7,500
OS Grocery Challenge 2021 target £0/£3k 0% annual (£500 contingency)
My Debt Free Diary Get a grip Woman
I have caused confusion!
I have also been paid today and will try to avoid spending any money until Thursday when our 1st of the month budget resets. I officially have 2 day old money (says YNAB) :rotfl:
Ordered my voucher for the cycle to work scheme today - £400 should cost me £21/month for 18 months before tax and NI deductions. Works out at c. £18/month, which is a great improvement on my current costs of £45-50. I know there will be expenses for repairs etc., but a good start (and good for the planet). I have been to [email protected] tonight to find out what size of bike I need to order, will do that tomorrow. They were actually quite flexible - apparently I can do click and collect, they'll build the bike and hold it until my voucher shows up. Nice, as I can take advantage of current sale prices to squeeze a bit more value from them :money:
That sounds like a good deal
**Credit card debt free 30/06/10~**
**Weight loss 2 stone 2 lbs **
MFW. 1 month to go ****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
Save £12k in 2020 - #20 £7,085.43/£5k 141.7%
Save £12k in 2021 - #26 aiming for £7,500
OS Grocery Challenge 2021 target £0/£3k 0% annual (£500 contingency)
My Debt Free Diary Get a grip Woman
The gear will have to go in an (airtight!) bag under my desk, the bike can be stored in a secure lane with a hefty metal gate and controlled access.