We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Edcawber Principle
Options
Comments
-
Plodding is always goodI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
£4.62 paid off a CC.
Payday today - nothing particularly exciting to report - although I do note with satisfaction that this was the last wage where a deduction will be made for the extra leave I purchased last year. This is one of the three wage rises that will affect me by next month
In other good news, we're hopeful that a small windfall might fall into place by the end of next week.0 -
A small windfall - how lovely! Spend some, save some, pay some off?Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Suffolk_lass wrote: »A small windfall - how lovely! Spend some, save some, pay some off?
I think it will all go to debt SL, we will be using the bulk of my back pay for DD's birthday and fun stuff, so it seems appropriate to be sensible with this money? It's not a life changing amount, expecting low ££££0 -
Suffolk_lass wrote: »A small windfall - how lovely! Spend some, save some, pay some off?
Agree with this:DI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Maybe some spring bulbs in a pot for Mrs E? - Personally I always hope for freesia which smell so lovely, as long as they are the scented ones - who knew the SM sold them without
?
Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Can freesia be kept indoors? Mrs E and I are not green fingered, very lazy when it comes to plant care!
No payments today, will be starting BTs to new credit card by Friday, so don't want to accidentally transfer too much.0 -
Not a clue on the freesia, Ed, sorry, I'm not much of a flowers person2023: the year I get to buy a car0
-
Yes you can, but if you were starting from scratch, they prefer a cold windowsill, greenhouse or conservatory. Although not currently available, this DIY kit is aimed at indoors - here. They are in the SM as cut flowers now but bulbs from scratch take about 4 months so not for now as a plant from scratch unless your shops have them (florists sometimes do, less so SM)
Also Sarah Raven is quite good on advice (here).
If they do not have pots in the shops in shoot or bud, you might be looking at cut flowers.
Alternatives
There are lots of pots of crocus, hyacinth, narcissi etc in garden centres that would happily live on a window sill and then when they wither and die back, you could lift the bulbs and plant them in the garden (pot or bed) in September to see them again next Spring.
I buy the end of season unsold pots from the local garden centre when they are £50% or less and I can see what they are and how tall (and smell any fragrance). I have had some unexpected introductions where the wrong thing got in with my bulbs and this is cheaper.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Thanks SL - you are a mine of information!
I think my gardening will largely need to consist of weeding in the near future! I have a week off in April, plan is to sheet mulch some of our less attractive beds and avoid doing anything with them this year :think:
Small windfall has turned out to be very smallHey ho, a few £££ better than nowt. I know you shouldn't count your chickens before they hatch and all that, but our estimation was off by 9x :eek:
Big payday shop today - as well as the usual groceries I picked up 9 bags of dry cat food on offer (20% off + a 10% off voucher); some home maintenance bits and bobs; petrol and 4kg of our favourite coffee. The coffee was pretty dear (just over £50), but will last us until mid-July and is ethical in all kinds of ways :rotfl:
I have transferred as much as I could to big BT card - £13,950. This will leave £1,400 or so that I will have to transfer to a card with a 2.99%? fee for another interest free year. The plan is to pay off this paid transfer a.s.a.p. and just pay the minimums off the big card (these will start at a somewhat eye watering £350/mth). I did try and open another free BT card, but was declined and would rather pay the fee than risk any more rejections. Looking forward to closing at least 4 credit cards by the end of the month.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards