The Edcawber Principle

edinburgher

My former employer no longer exists! They were a spun off joint venture set up as a LLP.

Science_mum

Hi Ed
Sorry to hear of your letter from HMRC... we had a similar bad experience a few years ago for my husband on PAYE... it was horrific; as they were chasing him for not filling a self assessment tax return (which was just insane as he was PAYE lower rate tax payer with no extra income, who had not been asked to fill out a self assessment form). In the end they dropped the action against him but never apologised for their humongous errors... hope you have better luck Science_mum

edinburgher

Trying to move on from taxragegate

I have fitted a cat flap that will only lets our cat in based on her microchip (rather neatly, if I do say so myself) :j

Also spent a couple of hours pulling up dandelions (yes, already) and paid £3.60 off my CC.

I hope everyone is having a good weekend and supporting (or secretly cursing) the marchers in London, depending on your preferences What a turnout, regardless...

badmemory

Try posting your figures on the cutting tax forum. Is it possible they have you as having the first job all year? Is it possible they have you as having massive savings interest? A payout from your last job that wasn't taxed enough? Has someone missed the S off the end of your tax code?



Your tax allowance will show as the norm I think with any benefits showing as addition to income, so the opposite to what you are used to seeing. What idiot was it who thought up the "tax doesn't have to be taxing" advert. They had obviously never dealt with HMRC in the last few years!

edinburgher

Just back from a lovely couple of days in Edinburgh (bar DD's newly acquired belligerence when it comes to wearing a) jeans and b) coats) :rotfl: A wee bit spendy, but various things sneakily covered by existing budgets and no real financial harm done...

I was well behaved yesterday and tried my hand at a wee bit of organic gardening (pretty much). I weeded the front bed and mulched with cardboard and ground cover. The final stage was wetting everything with a hose to get it to bed down, which I was completing just as the torrential hailstorm started! I must have looked like a total numpty with my hose in the rain Good exercise, a 17,000 step day.

Mrs E has taken DD out for a couple of fun things this morning, so I'm currently drinking my weight in :coffee: and updating spreadsheets. Like everyone else, my NW has taken a turn for the better by £2,500 or so and more importantly, our target FIRE date has dropped by 18 months vs. last month.

That and I won the lottery! I have transferred Mrs E her share of the £3

Have a lovely day all, I am on leave and full of the joys of spring.

edinburgher

£3.60 paid off a CC and three CCs closed - that's £20,000 of credit limit gone

We still have 5 cards between us (2 with a balance). I will close another one shortly, just want to try and keep our utilisation at or below 30%.

Also closed 2 current accounts and found £180.27 in associated savings accounts and another 2 random savings accounts! :j

I have bought £25 worth of PB and will use the rest of the money for good

beanielou

NW?

Glad that you had a good break in the Burgh

beanielou

Oh & good news on the CC's

edinburgher

beanielou wrote: »

NW?

Glad that you had a good break in the Burgh

Net worth...

edinburgher

Back from a very enjoyable day at the Brewd0g AGM _pale_ It's rare to have a day off and I'm sure that my batteries will feel recharged tomorrow :j

Four hours on public transport with a hangover has made me decide that I am now too old for hangovers and that I will be changing my habits to stick to NHS guidelines from now on

I'm not one of those people who promises to cut back drinking every time they feel a bit rough the next day, I just don't think it's worth it any more.

£76.39 paid off a CC (1/19th of the money Mrs E BTed for me). This month will see £400+ getting paid off and the debt will fall under £15k.

Fingers crossed my backdated pay et. al should be resolved tomorrow.