The Edcawber Principle
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Great news on the debt being under 15k this monthI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope its positive re backdated pay etc and great to be sub £15k - well done :cool:0
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edinburgher wrote: »Back from a very enjoyable day at the Brewd0g AGM _pale_ It's rare to have a day off and I'm sure that my batteries will feel recharged tomorrow :j
Four hours on public transport with a hangover has made me decide that I am now too old for hangovers and that I will be changing my habits to stick to NHS guidelines from now on
I'm not one of those people who promises to cut back drinking every time they feel a bit rough the next day, I just don't think it's worth it any more.
£76.39 paid off a CC (1/19th of the money Mrs E BTed for me). This month will see £400+ getting paid off and the debt will fall under £15k.
Fingers crossed my backdated pay et. al should be resolved tomorrow.
I was up your way at the weekend, enroute from my Mum's in Ayrshire to the Highlands, DH and I stayed near the airport.Save £12k in 2024 - #2 target is £5000 only £798.34 so far
OS Grocery Challenge 2024 31.1% spent or £932.98/£3,000 annual
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My Debt Free Diary Get a grip Woman0 -
Suffolk_lass wrote: »My epiphany was when we had been to a works do and I could not remember large bits of the evening...
I was up your way at the weekend, enroute from my Mum's in Ayrshire to the Highlands, DH and I stayed near the airport.
My example is a little more prosaic - I couldn't remember finding a coach or the entire coach trip from the conference centre to the hotel. It's only perhaps 25 minutes, but unless I was abducted by aliens, that's just unacceptable.
I hope you waved?
Backdated pay is fairly hearty, about £600 or so more than usual. There was also an extra £££ paid off my student loan and a larger than usual pension payment. Sehr gut!0 -
Great news on the extra pennies.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
edinburgher wrote: »My example is a little more prosaic - I couldn't remember finding a coach or the entire coach trip from the conference centre to the hotel. It's only perhaps 25 minutes, but unless I was abducted by aliens, that's just unacceptable.
I hope you waved?
Backdated pay is fairly hearty, about £600 or so more than usual. There was also an extra £££ paid off my student loan and a larger than usual pension payment. Sehr gut!
Of course I waved :wave:
At least you finally have that back pay. Better than a poke in the eye with a sharp stick, as we say, or
na ja, das ist das LebenSave £12k in 2024 - #2 target is £5000 only £798.34 so far
OS Grocery Challenge 2024 31.1% spent or £932.98/£3,000 annual
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My Debt Free Diary Get a grip Woman0 -
Happy weekend all :coffee:
I am a wee bit zonked. Trying to get back into better habits a la less booze post and have been watching what I eat for the last week. I have also signed up for a few sessions with a personal trainer focused around weightlifting and that is going great guns. It's hard work, but so much more rewarding than jogging (not a chafed nipple in sight)! :rotfl:
Too early for progress, but it feels good The sessions were covered by a Father's Day present from Mrs E, so only ended up costing me a fiver :money:
Not much financial news to report. Spreadsheets updated, all pots funded and I actually made an OP. That £1.64 will take years off.0 -
Hello again Edinburgher
I'm back on MFW after a 4+ year gap, and you're one of the ones I recognise. I hope all is going well for you and Mrs E. It certainly sounds like you're going great guns with getting rid of the CCs.
Serious respect for doing weightlifting with a personal trainer! I know I ought to do something about getting fitter, but at present there are too many other things in my life that are higher priorities.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Hello again Edinburgher
I'm back on MFW after a 4+ year gap, and you're one of the ones I recognise. I hope all is going well for you and Mrs E. It certainly sounds like you're going great guns with getting rid of the CCs.
Serious respect for doing weightlifting with a personal trainer! I know I ought to do something about getting fitter, but at present there are too many other things in my life that are higher priorities.
Nice to see you again Lois_E - MFW is like the !!!!! - we try and get out and they pull us back in :rotfl:
£1.23 paid off a CC.
A fairly quiet day for us. DD had a birthday party, I went to the gym and then I took DD out for a walk to the park after some housework. Nice and boring and down to earth0 -
Back to work
£4.95 OPed
The universe is balanced0
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