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Adventure wanted, but first we must rid ourselves of debt

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  • Pay day today :j. I've paid £325 to CC3.

    So, let's do the February debt round up..

    Total debt at 28/02/19
    CC1 - £0
    CC2 - £0
    CC3- £2,996.
    CC4 - £10,920

    Total debt - £13,916.
    (Total debt at 30/01/19 - £14,998).

    We've managed to pay £1,082 off the debt this month. Is nice to see CC3 drop into the next thousand bracket.

    Today's a busy one for us, so will be out most of the day. Hope everyone has a good day.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a good day :)

    It won't be long before you've smashed CC3 too!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WOW! Excellent progress this month. Well done Adventure :T
    debt consolidated 16/8/18 £9,788.01/£12,618.12 :( (Total debt at LBM 1st Jan '18 c..£19.5k)
    EF/FIT savings £97.24 Other Savings £12.17 House Deposit £4,762.64/£20,000 23.8% :D
  • Good progress on that CC3.
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  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    You're figures are looking great- well done paying over £1k this month :)
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Morning,

    Thank you for all your messages :).

    I've paid £26 to CC3 today. Am out for the day with a friend who LOVES to spend lots today, so need to keep an eye on the purse strings. My DC tend to get swept away with the need to buy tat when we go out with them. Really need to try and teach them more about money and buying quality over just buying anything! Have to renew our membership for the local play farm we go to regularly, so will be fairly spendy, but money is saved for it already.

    Had my Nanny's funeral yesterday, which was both sad and beautiful. Found out so many things about her life that I didn't know, which was really lovely to hear and yet sad that I never knew that much about her family history or asked as many questions as I should have whilst I had the chance. Got to see lots of family I haven't seen for ages, which was really nice. In fact the wake was definitely a happy celebration, which left us leaving happy rather than full of sadness.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the funeral went well x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Hi,

    DH was paid for additional work he'd done yesterday, so I managed to pay an extra £275 off CC3.

    We're having a really quiet day today and the DC are currently watching the film Matilda. DC3 is coming down with something and is extra clingy, so it's nice being at home. I've got a million and one things to do, but so far DC3 hasn't let me do any of them. I'd like to say I'll catch up tonight with the tidying/cleaning, but I've been so shattered recently I've been asleep by 8!
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Hi,
    I seem to have lost my debt busting mojo this month. Money seems tighter than last year, although it may be more that I'm keeping money aside for more things now so less cash left without a job.

    We've just got back from a very last minute weeks holiday in Cornwall. Was lovely being away, although was a LONG journey from east Anglia.

    I've updated ynab and will update the month end totals below.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Total debt at 31/03/19
    CC1 - £0
    CC2 - £0
    CC3- £1,993
    CC4 - £10,790

    Total debt - £12,783.
    (Total debt at 28/2/19 - £13,916).
    (Total debt at 30/01/19 - £14,998).

    I'm really pleased that CC3 is now under £2k and that overall I'm in the next thousand bracket. I need to try and keep an eye on the bigger picture of how much has gone and not that there's still loads left. Will be working hard to drop in to the next thousand bracket ASAP.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
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