"Isn't it nice to think that tomorrow is a new day with no mistakes in it."

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  • greenbee
    greenbee Posts: 17,415 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm spraying highly toxic insecticide around all the windows and doors and they're STILL making it in (but not looking very lively so far thankfully). It seems like they've had a particularly successful year this year which isn't great news. 
  • Sorry about the spiders. 

    Just snook back in and caught up on your doings since Feb. Glad you were able to move and port your mortgage. Good that you are settling in to your new home and weren't homeless for too long.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £176.1K Equity 32.26%
    2) £2.9K Net savings after CCs, Garage (£1.4K), Holiday (£1.2K) & Art course (£2.9K) + materials
    3) Mortgage neutral by 06/30 (AVC £18.2K + Lump Sums DB £4.6K + (25% of SIPP 1K) = 23.8/£127.5K target 18.66% updated 26/4
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4K approx 26/4/25
  • greenbee
    greenbee Posts: 17,415 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's been an expensive month, so not much left at the end of it for an OP, but there's a little, and it will be good to make a start. The I'll have to raid savings to pay CC bills for the sofa, blinds and greenhouse (which is due to be delivered on Oct 10th - I'm still waiting for a date for the sofa and the new freezer seal). 

    Car has a rattle - mechanic has looked at it, and said as it's still under warranty (which I'd totally forgotten about as I've never had a car this new) it needs to go back to a main dealer. So that's something else to organise. Luckily I can borrow my mum's car while I sort it out as she's just had a knee op and is off driving. 

    Work is unbelievably busy and showing no signs of slowing up. I've been out at a conference all week and there's a serious backlog. But I'm also shattered so not sure when it will get done!
  • Sorry to hear about the spiders - have you tried the conkers approach? My mum swears by it... They are also probably attracted by all the house plants as well...Good news re the car warranty at least!

    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Kittens. All of the kittens.

    just leaving that thought there.
  • greenbee
    greenbee Posts: 17,415 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kittens. All of the kittens.

    just leaving that thought there.
    Two is enough. At least, for now... 
  • greenbee
    greenbee Posts: 17,415 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Although given the mouse situation, maybe 'all of the kittens' is what's needed...
  • Yes, 2 out of 5 actually work here if that helps. 
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