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"Isn't it nice to think that tomorrow is a new day with no mistakes in it."

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Comments

  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Fingers crossed for finding a great new place.
  • redofromstart
    redofromstart Posts: 5,968 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Happy new year here too
  • greent
    greent Posts: 10,869 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happynew year - fingers  crossed for a relatively swift conclusion to your sale!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • kazwookie
    kazwookie Posts: 14,341 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year, sounds like you are getting closer, best wishes for 2023.
    Breast Cancer Now 100 miles October 2022 100/100miles
    D- Day 80km June 2024 80/80km (10.06.24 all done)
    Diabetic UK 1 million steps July 2024 to complete by end Sept 2024. 1,001,066/ 1,000,000 (20.09.24)
    Breast Cancer Now 100 miles 1st May 2025 (18.05.25)
    Diabetic UK 1 million steps July 2025 to complete by end Sept 2025. 1,006,489 / 1,000,000 (10.09.25)
    Breast Cancer Now 100 miles 1st October 2025 100/100 (12.10.25 all done)
    Tommy 10,000 steps challenge. 1st Nov 25 for 30 days .
    Sun, Sea
  • savingholmes
    savingholmes Posts: 29,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the selling and finding a new place to live goes smoother in 2023 and that you keep your deal.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • I hope the move goes smoothly for you - and of course you find somewhere to live ;) 
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • maggiem
    maggiem Posts: 1,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy New Year. Hope you find somewhere you love quickly. 
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I like that gradual drying out of things, and moving it bit by bit, and concerted decluttering.  And the using up!  All very sensible, and lessens commercial moving needs.
    2023: the year I get to buy a car
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