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"Isn't it nice to think that tomorrow is a new day with no mistakes in it."

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Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the offers. Dreams and goals moving forward then
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • redofromstart
    redofromstart Posts: 5,937 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Funnily enough MrRedo did ask earlier...
  • Cheery_Daff
    Cheery_Daff Posts: 17,588 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you're doing some good work while things are moving, albeit slowly. All fingers and toes crossed. Like the Kindle maths!
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