Atrixa's First Step to the Property Ladder

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  • savingwannabesavingwannabe Forumite
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    Well done that is great. Running is great to release endorphins. I used to years ago. Now I'm just a lump. I hope you can enjoy the nice weather.
    Try to have a minimal spend year in 2021
    Saving change in money box.
  • atrixaatrixa Forumite
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    I did, thanks! It's cooled down a bit now but it's still sunny. I did my first run on Tues morning and now I can't sit down or stand up without making noises. So sore... My passport arrived fine, so that's one less thing to worry about :) I also have an interview next week for an internal job, so fingers crossed!
  • Skint_yet_AgainSkint_yet_Again Forumite
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    Good luck for the interview next week. Is it more money ? ;)
    0% credit card £1360 ~ paid in full
    0% Car Loan £7500 ~ paid in full
    JAN 2020 = NOW DEBT FREE
    Emergency fund £810.23 / £1000 (locksmith £189.77)
    Aiming to retire early in 2025 🥳
  • savingwannabesavingwannabe Forumite
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    I can barely walk in this weather and you are running. You deserve a medal. Good luck with job interview.
    Try to have a minimal spend year in 2021
    Saving change in money box.
  • atrixaatrixa Forumite
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    Good luck for the interview next week. Is it more money ? ;)
    Thanks all :) Not sure about money yet- they seem to be allergic to posting salaries where I work, but I've asked for just over 10% more.
  • atrixaatrixa Forumite
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    Payday! Savings will look like this once the standing orders move money around:
    Holiday Sinking Fund: £101.29
    Help to Buy ISA: £390
    Mortgage/Moving Costs: £150
    Emergency Fund- Fully Funded at £500
  • atrixaatrixa Forumite
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    It looked like I only had £1.80 left for groceries til payday from my spreadsheet, so I only spent £1.06 in the supermarket earlier just to tide me over. I've checked my bank account and I've found £8 from somewhere. Where was that hiding?! I can replace some toiletries now :)
  • savingwannabesavingwannabe Forumite
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    Well done on finding the cash. :j
    Try to have a minimal spend year in 2021
    Saving change in money box.
  • atrixaatrixa Forumite
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    Payday! Can't be bothered to update figures, but I've put the usual amounts into my H2B ISA and my other house account. I've put £20 in the holiday fund and a few quid in another fund, this time for another pair or running shoes. I'm on week 8 of Couch to 5k, and I've decided to keep going with it. I feel so much fitter. The cheap running shoes I bought are already on the way out (what do you expect for £12.99?) so I want to invest in a really good pair. They can cost an absolute bomb, but I'll get my gait analysis done to make sure I'm spending wisely.
  • atrixaatrixa Forumite
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    Oh, and I've got another job interview for Monday, fingers crossed!
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