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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,137 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Ah wrong DS , forgive me. Yes probably a better plan to meet stepdad , then rest. No emptying voids and decluttering then:rotfl::rotfl::rotfl:
    Life is an adventure, never stop exploring.

  • foxgloves
    foxgloves Posts: 12,779 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good news on getting the extra cover, HHoD. Yes, make yourself indispensable. A very good plan!
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sunshine_girl2 wrote: »
    Ah wrong DS , forgive me. Yes probably a better plan to meet stepdad , then rest. No emptying voids and decluttering then:rotfl::rotfl::rotfl:

    Oh you mean DS3? He's in his room mainly, emerging to steal our plates and eat all our food :rotfl:.

    No sadly no de-cluttering for me this weekend. I'll have to defer my gratification :rotfl:.
    foxgloves wrote: »
    Good news on getting the extra cover, HHoD. Yes, make yourself indispensable. A very good plan!

    Thanks Foxgloves :). Being indispensible is definitely part of my plan ;).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 10,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I am not surprised about the TA cover but I am very pleased for you. Well done on your assignment too :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you DIA :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Great news about the cover - is it with the class you’re used to or are you visiting different classes.
    It’s rubb that you’ve got another cold, is it worth taking some vitamins to boost your system a bit.
    Enjoy chilling this weekend :j
    January spends - £587.58
  • beanielou
    beanielou Posts: 96,554 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    elizabethhull wrote: »
    Thought I'd share some 'exciting' news! Thanks to a cancellation, my pre-op visit is next Friday. At last some progress !!!

    Hope you get some weekend relaxing in amongst the joy of the working cooker and the continuing urge to declutter - once you're in the zone, there's no stopping is there ?

    That's good news :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,554 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on the TA cover :T
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations on the TA cover :T.

    DH and I went to Mexico on honeymoon. Really liked it Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 June 2019 at 8:23PM
    milann wrote: »
    Great news about the cover - is it with the class you’re used to or are you visiting different classes.
    It’s rubb that you’ve got another cold, is it worth taking some vitamins to boost your system a bit.
    Enjoy chilling this weekend :j

    Thanks Millann :). I have no idea which class it will be but I don't mind where I go :). It's for PPA cover.

    I already take vitamins so I think it's the tiredness and stress from all that's been happening lately. Hopefully things will settle down.
    beanielou wrote: »
    Great news on the TA cover :T

    Thanks Beanie :).
    please-let-me-be-lucky wrote: »
    Congratulations on the TA cover :T.

    DH and I went to Mexico on honeymoon. Really liked it Xx

    Thanks Lucky :). DS2 does seem to be having a nice time. He liked Columbia too.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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