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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 April 2019 at 8:31AM
    Thank SA. We're burying her ashes. It could have been done six months ago, but a few relatives couldn't make the funeral so stepdad delayed the interment until now so they could attend that instead. As you say it will bring it all up again and I'm really not looking forward to it :(. It's not how I would have done it :(.

    Anyway after that hopefully I can start to move on a bit, or at least stop thinking about it. My coping strategy at the moment is keep busy and don't think about sad things, which is fairly effective.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It does work to keep busy and not over-think. The minute you start thinking it's fatal, that's how I cope xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope all goes as well as it can do.
    Will be thinking of you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sun_Addict wrote: »
    It does work to keep busy and not over-think. The minute you start thinking it's fatal, that's how I cope xx

    Yes it is an effective technique.
    beanielou wrote: »
    Hope all goes as well as it can do.
    Will be thinking of you.

    Thanks Beanie :). It's next weekend, so I'm not going to think about it much until I have to.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My apologies, I thought it was this week :o
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 April 2019 at 8:32AM
    No need to apologise Beanie :). I'm the one who mentioned it and you're always so supportive and helpful.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DS2 is home :T. His plane was late and then his coach was late, so I haven't seen him yet. Poor DH had to fetch him from the coach station at 3am :eek: so DH is still in bed catching up with his sleep. It will be lovely to have the whole family home :T.

    I'm meeting stepdad for coffee this morning. I've only seen him twice in the past six weeks. I hope he doesn't spend the whole time talking about the interment :(.

    After that I have some clothes to drop off at the charity shop and then I'll have a little wander around and have my Costalot latte :D.

    I have lots of housework planned for this afternoon. I'm really behind with the laundry so may have to tumble some if it doesn't stop showering with rain. I've nearly caught up with DS3's mountain of dirty laundry that he brought back with him, but now the rest of us are running out of clothes, and DS2 is back with all of his dirty laundry :eek:. So I'm going to be a Washerwoman this week :rotfl:.

    I feel a bit like I'm catching a cold so I need to take some eccinacea and nip it in the bud. I'm not at work for two weeks but I have lots of housework, de-cluttering, and homework I need to do. Plus DH will probably need some help preparing for his work with the new client. So I don't feel as if I have time to be ill!

    I hope everyone has a good Saturday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a good weekend x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    We are just back from hol and have so much washing I have no idea where to put it! The weather was grim so we were muddy every day. Hope you get on top of it soon - I'm going to try and hide mine somewhere!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • elizabethhull
    elizabethhull Posts: 767 Forumite
    Part of the Furniture 500 Posts
    edited 6 April 2019 at 4:39PM
    HairyHandofDartmoor wrote: »
    I have lots of housework planned for this afternoon. I'm really behind with the laundry so may have to tumble some if it doesn't stop showering with rain. I've nearly caught up with DS3's mountain of dirty laundry that he brought back with him, but now the rest of us are running out of clothes, and DS2 is back with all of his dirty laundry :eek:. So I'm going to be a Washerwoman this week :rotfl:.

    .

    How lovely to have you all together ! Only downside is the washing, that makes you wonder how you managed when they were all at home. I swear washing piles breed in the hamper/basket/box !! 'Washerwoman' makes me think of Toad in 'The Wind in the Willows' escaping prison dressed as a washerwoman !

    Have a good laundryful Saturday anyway !
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