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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 5 April 2019 at 10:40AM
    Morning HHD :) Great news about your husband's new client. I wouldn't be too bothered about looking for a oven either. My only criteria would be as long as it roasted the weekly chicken that would be fine by me. :rotfl: Last day of term today - have a good one. xx
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Well done on banking the cheque, a successful shopping trip and a new oven :D

    It's great that you are loving your job, it really makes a difference.

    Have a great day today xx
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy last day of term :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Happy Friday and last day of term! (I'm jealous though we have another week to go!)

    Have a lovely day

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sun_Addict wrote: »
    Glad you're getting a new oven :) Argos are great for their speedy, convenient deliveries, well worth the £3.95 charge. Brilliant customer service too if anything goes wrong, replacement straight away and no questions asked.

    Thanks SA :). It's good to know you recommend Argos.
    jwil wrote: »
    Oh a self cleaning oven, jealous!

    I think getting the oven is a more economical idea than getting the combi, though they are handy for a backup or smaller meal.

    I hope it really does self clean :). I agree that th oven is more important.
    teafor2 wrote: »
    Morning HHD :) Great news about your husband's new client. I wouldn't be too bothered about looking for a oven either. My only criteria would be as long as it roasted the weekly chicken that would be fine by me. :rotfl: Last day of term today - have a good one. xx

    Thanks TF2 :). We've never bought an oven before so I suppose I should be excited, but like you I only care if it will cook a chicken and a family pie :rotfl:. In our last house we had a second hand one gifted to us and since moving here we've used the one that was already in the kitchen.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Deleted_User wrote: »
    Well done on banking the cheque, a successful shopping trip and a new oven :D

    It's great that you are loving your job, it really makes a difference.

    Have a great day today xx

    Thanks Purplemum :).
    beanielou wrote: »
    Happy last day of term :)

    Thanks Beanie :).
    WannabeFree wrote: »
    Happy Friday and last day of term! (I'm jealous though we have another week to go!)

    Have a lovely day

    x

    Thanks Wannabe :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 April 2019 at 8:15PM
    Well I've finished for the Easter holidays now and actually have mixed feelings.

    I do need to do my assignment, plus there is some voluntary homework I want to do for school to make me feel better prepared and more useful. I also need to clean, tidy and de-clutter the house which desperately needs it.

    But I'm dreading my mum's interment :( and I'll miss the children and staff at school. Also I'll miss having somewhere to go each day, so I'll need to find a way to get out of the house most days.

    This afternoon I've transferred some more money to my new Mr T savings account so I have £2005 in there now :T. I've also put some laundry on to wash.

    Now I'm attempting to fill in the two long and detailed forms that the ombudsman sent me about my packaged bank account :eek:. I need DH to help me fill in parts of it as I'm not sure what to put, so I'm waiting until he's available to help me do it.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well DH and I have filled in the forms for the ombudsman :T so I just need to email them. I may as well email them on Monday morning as I don't suppose they work weekends! It's a relief to get that finished :). I just hope they rule in my favour.

    DH has ordered an oven from Argos. It was £309 and will be delivered on Tuesday :T. It will be nice cooking more variety of meals :D.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I forgot to mention that DS2 is flying home tonight :T. I haven't seem him for a month so it will be nice to see him and have the whole family home again :). Unfortunately he arrives in the middle of the night :eek:. This is one of the few times that I'm glad I don't drive ;).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Regarding your mum's interment, are you burying her ashes or has it been held up by the inquest? Just what you don't need to bring it all back to the forefront again. Stay strong xx

    Try to enjoy your time off work, you'll soon be back.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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