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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening HHD :) I'm another one who's pleased that you've treated yourself to some new clothes and other bits and pieces. We've got 2 plastic storage sheds in the garden and it's surprising what we can get in them. Our biggest problem is lack of storage downstairs in the house. I'd love an old fashioned under the stairs pantry. xx
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Onebrokelady wrote: »
    Hi Hairy,I've got a plastic shed and it's great,I bought it originally for the chickens to live in but that didn't work out well so now I store all my garden tools in there,it was a bit of a pain to build but it's really sturdy and still looks good after several years of use
    teafor2 wrote: »
    Evening HHD :) I'm another one who's pleased that you've treated yourself to some new clothes and other bits and pieces. We've got 2 plastic storage sheds in the garden and it's surprising what we can get in them. Our biggest problem is lack of storage downstairs in the house. I'd love an old fashioned under the stairs pantry. xx


    Thanks both of you :). I've wanted a plastic shed for years but I've never been able to afford one. Lots of our neighbour have them and I do think it would be very useful.

    More storage seems to be on everyone's wish list :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Hopefuljoy
    Hopefuljoy Posts: 442 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Hurrah for plastic sheds! IMH opinion everyone needs a shed in their life as there's never enough space to store garden things.

    You've been really busy today HH, VERY impressive. I take my hat off to you as I was exhausted after my first day in a new job and have been in bed since half seven!
    With family, friends and pets (or any combination of them) life will be fine!


    Emergency fund £2474 post cat wee catastrophe!

    Fashion on the Ration 55 coupons available in 2022
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hopefuljoy wrote: »
    Hurrah for plastic sheds! IMH opinion everyone needs a shed in their life as there's never enough space to store garden things.

    You've been really busy today HH, VERY impressive. I take my hat off to you as I was exhausted after my first day in a new job and have been in bed since half seven!

    Hope your first day went well :)
    My DS's first day in a new job too :D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hopefuljoy wrote: »
    Hurrah for plastic sheds! IMH opinion everyone needs a shed in their life as there's never enough space to store garden things.

    You've been really busy today HH, VERY impressive. I take my hat off to you as I was exhausted after my first day in a new job and have been in bed since half seven!

    Thanks Hopeful :). I hope your new job went well. I was exhausted too when I started my new job, but I'm getting used to it now.
    beanielou wrote: »
    Hope your first day went well :)
    My DS's first day in a new job too :D

    I hope your DS had a good first day Beanie :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 April 2019 at 7:51AM
    I feel really achey this morning after Pilates :eek: and DH and I put our light out at 10.30 last night!

    Today we've got up at 7am so I can help DH prepare for working at the customer's place this afternoon.

    I want to work on my assignment this afternoon while DH is at the customer and make some good headway on it, as I'm too achey to go anywhere or do any de-cluttering :o.

    I need to keep an ear out for the door as our new oven should be delivered today :T. It will make cooking a lot easier and I can cook things with pastry again (pastry does not microwave well I've discovered :rotfl:).

    I hope everyone has a good Tuesday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
    Willowtree222 Posts: 8,286 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope you get your assignment finished. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • elizabethhull
    elizabethhull Posts: 767 Forumite
    Part of the Furniture 500 Posts
    HairyHandofDartmoor wrote: »

    I need to keep an ear out for the door as our new oven should be delivered today :T).

    Exciting day :j:j
  • EssexHebridean
    EssexHebridean Posts: 24,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Woop - happy new oven day HH, so pleased to hear that you have finally been able to get that sorted out!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nicnak wrote: »
    Hope you get your assignment finished. x

    Thanks Nicnak :).
    elizabethhull wrote: »
    Exciting day :j:j

    Thanks Elizabeth :).
    EssexHebridean wrote: »
    Woop - happy new oven day HH, so pleased to hear that you have finally been able to get that sorted out!

    Thanks EH :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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