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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Have a lovely lovely day
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy birthday, hope you had a good day despite work and volunteering?0
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Happy Birthday!My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo0 -
:bdaycake: Hope you had an amazing day! "There's a little witch in all of us"🔮🪬🧿DEBT FREE 06/2018Mrs SD’s Decluttering 2025 ⭐️ 🥇🥇🥇0
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Happy Birthday HH Hope you've had a lovely day xx I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Happy birthday!!0
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Hope you had a very happy birthday SPC 0760
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Thank you for all the birthday greetings, it's really kind of everyone.
My birthday was okay. I felt very tired for some reason. I had a busy morning at school as my work colleage was off sick and the children had tests. I'm glad I was at work though because I felt a bit sad at having my first birthday without my mum. I had lots of messages from other relatives though, so that was nice. DH wanted to have a takeaway in the evening so I didn't have to cook.
From now on though I'm back to being frugal. I feel like we've been doing a lot of frittering lately and it has to stop!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
PPI UPDATE
DH had his cheque from the H@lifax yesterday which was great :T but no cheque for me and I haven't even had my letter yet
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So I rang them yesterday afternoon and had a very unsatisfactory conversation :mad:. They kept putting me on hold as they were 'looking into things', then said they weren't allowed to talk to me about it but had given it to their claims department to deal with and I would get a letter from them. They said I wasn't allowed to speak to the claims department on the phone and neither were they :mad:. I'm beginning to wonder if they've made a c*ck up and sent my cheque to the wrong person.
Anyway, we've reached the point where we're allowed to escalate things to the ombudsman with Resolver, so when I get back from work today we're going to escalate the RBS Adv@nta case and the two packaged bank accounts.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Glad you had a good birthday, the first ones are always the hardest xx
Boo to the PPI people, hope they can resolve it quickly for you.
Have a great day today xxx0
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