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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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I've been through the second shredding file and found a few more statements. I've had a CC with M&S and one with Barclayc@rd. The Barclayc@rd I've had since I was 18 so it's quite possible I may have had PPI with it at some point.
DH has had a Barclayc@rd for donkeys years, plus the RBS Adv@nta, a Mint card that he paid off and closed, a Ll0yds TSB card, an Egg card that morphed into a second Barclayc@rd and an Am3x card!
So eight CC cards between us. Plus our old mortgage with the H@lifax, and a car loan with Barcl@ys. And a Debenh@ms store card each. Hopefully between that lot there will be a few PPI claims
.
Does anyone know how easy it is to claim on mortgage PPI?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hi hairy
Loving you being excited about looking at the shredding file :T:rotfl::money:
Sorry as well about the slippers. Must have taken your breath away, well done on knowing yourself and that a row with your stepdad would not make you feel any better.
Lastly mortgage is just an account, no different to a cc or current a/c so dont worry that it's any different to do the ppi with. Try looking at this revolver site that's been mentioned, but if there is any hint they will take money from any payout do it yourself (I'm sure someone would have mentioned it if there was charges but just check to be sure)
Well done getting started, enjoy your afternoon out with ds.
Daisy xxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'0 -
Resolver is an MSE site daisy :money:🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Enjoy your time with DS1
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
fingers crossed that these old accounts have had PPI and that you get lots of pennies back xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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HH as EH says Resolver is free . Your PPI foray has given me the push to try a couple more myself, I have no paperwork but it's worth a go.
Have you ever had packaged bank account ie. where you pay a monthly fee might be worth checking out, this is where I got my payout from last year took less than 2 weeks from start to finish
Good luck :beer:This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Thanks Daisydaisy_1571 wrote: »Hi hairy
Loving you being excited about looking at the shredding file :T:rotfl::money:
Sorry as well about the slippers. Must have taken your breath away, well done on knowing yourself and that a row with your stepdad would not make you feel any better.
Lastly mortgage is just an account, no different to a cc or current a/c so dont worry that it's any different to do the ppi with. Try looking at this revolver site that's been mentioned, but if there is any hint they will take money from any payout do it yourself (I'm sure someone would have mentioned it if there was charges but just check to be sure)
Well done getting started, enjoy your afternoon out with ds.
Daisy xxx. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
EssexHebridean wrote: »Resolver is an MSE site daisy :money:Enjoy your time with DS1
Thanks all of youfingers crossed that these old accounts have had PPI and that you get lots of pennies back xx. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Cumbria_lass wrote: »HH as EH says Resolver is free . Your PPI foray has given me the push to try a couple more myself, I have no paperwork but it's worth a go.
Have you ever had packaged bank account ie. where you pay a monthly fee might be worth checking out, this is where I got my payout from last year took less than 2 weeks from start to finish
Good luck :beer:
Well now you mention it Cumbria DH and I did both have a packaged bank account with B@arclays for years, before we wised up and changed to a free account. I didn't know you could claim for those :shocked:. Thanks for pointing that out. Did you claim for that on the Resolver site too?
I think we got fleeced by banks right left and centre for years :mad:. Well hopefully it's payback time. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Yes I claimed that on Resolver also. If you get time I would read on the MSE main site , the PPI information under the heading claim 1000's top of the home page. It's really easy to read and helped me with my claims . It was where I got the Resolver website from.
Good to hear the accountants papers are done .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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