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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Hope you had a safe journey and an easy run today.
The next 10 weeks will fly by i am sure. Xx
Ps just catching up - leather needles never heard of those!!0 -
Hope you had a lovely day yesterday and your travels went okay today
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Hope all went well today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hello! I’ve spent the last few days reading your diary from the very beginning — clicked on it as I’m Devonshire born and bred and remember days out to Dartmoor when I was little
and I have to admit your tenacity and strength kept me reading. You’ve coped so well with the erratic income from your DH’s business and dealing with the pesky annoying creditor, and I’m so sorry about your mum’s passing
but you truly have shown an incredible amount of strength especially at Christmas. I’m sure 2019 will be wonderful for you and that an employer will snap you up in no time :T
Belated birthday wishes to DS2 and I hope your journey to DS3’s uni went well — also hoping you didn’t get caught by the roadworks at J23-J22 and made it home trouble-free, the diversions were poorly signposted yesterday :mad:
Subscribing (and hello to everyone else who posts on HHOD’s diary)
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Hope you all have a lovely dayOnebrokelady wrote: »I use mardy too:rotfl:
Hope you all have a lovely day Hairy xxSeasidegal58 wrote: »Belated birthday wishes to DS2. I bet you made sure he's had a great day.
Have a safe trip tomorrow. DS3 will be home from uni before you know it!
SSG x.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I hope you had a safe and hassle-free journey yesterday, HH, and that DS and all his 'stuff' are safely installed in his room:beer:
I expect you're feeling a bit drained today, both physically and emotionally, so please take care of yourself and take it easy today if you can. It's probably not an easy thing for you to do though as I know you like to keep yourself busy because it helps to take your mind off things.0 -
BalanceBy50 wrote: »Hope you had a safe journey and an easy run today.
The next 10 weeks will fly by i am sure. Xx
Ps just catching up - leather needles never heard of those!!
Leather needles are extra sharp.
WannabeFree wrote: »Hope you had a lovely day yesterday and your travels went okay today
xHope all went well today.
Thank you all of you.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hello! I’ve spent the last few days reading your diary from the very beginning — clicked on it as I’m Devonshire born and bred and remember days out to Dartmoor when I was little
and I have to admit your tenacity and strength kept me reading. You’ve coped so well with the erratic income from your DH’s business and dealing with the pesky annoying creditor, and I’m so sorry about your mum’s passing
but you truly have shown an incredible amount of strength especially at Christmas. I’m sure 2019 will be wonderful for you and that an employer will snap you up in no time :T
Belated birthday wishes to DS2 and I hope your journey to DS3’s uni went well — also hoping you didn’t get caught by the roadworks at J23-J22 and made it home trouble-free, the diversions were poorly signposted yesterday :mad:
Subscribing (and hello to everyone else who posts on HHOD’s diary)
Thank you for reading my diary and your lovely comment tantaraza. It's nice to come across someone else from Devon. Please keep visiting. Do you have a diary?
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
carbootcrazy wrote: »I hope you had a safe and hassle-free journey yesterday, HH, and that DS and all his 'stuff' are safely installed in his room:beer:
I expect you're feeling a bit drained today, both physically and emotionally, so please take care of yourself and take it easy today if you can. It's probably not an easy thing for you to do though as I know you like to keep yourself busy because it helps to take your mind off things..
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
DS2's birthday went well :T. He appeared pleased with his presents and enjoyed his roast dinner. We watched a film with him after eating which was nice
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As a consequence we had to pack, shower etc in the morning, so we didn't leave until 11.30am. But we made good time and there wasn't too much traffic :T. We delivered DS3 and his big computer to his room, DH helped him set it up and make sure it was working well, while I poured Harpic down his toilet :eek: and unpacked for him. He needed to finish a long essay after that so DH and I left him to it.
We had enough restaurant vouchers for two people, so DH and I had a good meal and decided to drive home as we both felt fresh. We decided driving further away from the motorway to a relative's house, making polite conversation all evening and sleeping badly in a different bed would be more tiring than just driving straight home again :rotfl:.
We had a good run home with virtually no traffic and no hold ups, and got home at 1.30am. I developed a sore throat on the journey home and have a head cold now, so I'm glad we're already home and I can rest today :T.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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