We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Finally Debt Free After 34 Years, But Still Need to Live Frugally

16576586606626631551

Comments

  • I do intend to keep visiting, but no, I don’t have a diary of my own (aside from a failed attempt a year or two ago). I have considered starting a new one but would probably get told off for some of my financial choices so have decided against it :o

    Good to hear you made it home safely, although :eek: at the state of DS3’s loo! Fingers crossed that cold goes soon and you feel better again :)
  • Thank you Tantaraza :). I'm glad you're going to keep visiting.

    I'm sure no one on this forum would tell you off, as everyone is very kind and lots of us have made bad choices too. But not everyone wants to have a diary, it's a very personal thing :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,345 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad DS enjoyed his birthday and the trip went well. Still smiling at you cleaning his toilet :)

    Hope you feel better soon xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Thanks SA :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I remember the horrible,feeling when my DD used to go back to uni,the house felt empty and I would miss her terribly,luckily although she is at uni again she commutes so it's not so bad,I used to hate her going back
    I hope your cold goes away soon and you start to feel better xx
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Tantaraza
    Thank you Tantaraza :). I'm glad you're going to keep visiting.

    I'm sure no one on this forum would tell you off, as everyone is very kind and lots of us have made bad choices too. But not everyone wants to have a diary, it's a very personal thing :).

    I agree totally with HH:T. people who post on diaries like this have often been in a financial mess themselves and will understand. There's usually friendly support and constructive help on diaries. No judgements:j.. Yes, you may get the occasional idiot who sounds off without knowing the full picture but that's not anything to worry about. People on here, and on my own 'new' diary are wonderful:A


    Like HH said, not everyone wants a diary and it is a very personal thing. I thought about starting one for about 6 years but always stopped myself. I didn't think anyone would be remotely interested in what I had to say:o. Actually, it was mainly through being a part of this diary of HH's, following her journey and seeing the encouragement and support given so willingly to her by the visitors to it that inspired me to start my own diary. It was one of the best decisions I ever made:j. More than anything I've found it unexpectedly cathartic:o


    Have a think about it. If you start one we'll all visit, post and cheer you on through whatever life has a nasty habit of throwing at all of us.:beer:. In the meantime I'll look forward to seeing you around either on here or on my own diary (where your posts have been very welcome:))
  • I hope your cold is getting better now. HH:coffee:


    When do you start your course?
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope you're feeling better HH

    Have a lovely day

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • jwil
    jwil Posts: 22,388 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you are feeling better x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I remember the horrible,feeling when my DD used to go back to uni,the house felt empty and I would miss her terribly,luckily although she is at uni again she commutes so it's not so bad,I used to hate her going back
    I hope your cold goes away soon and you start to feel better xx

    I did feel really miserable yesterday because of missing DS3, the house does feel quiet without him :(. I know I'm lucky I still have DH, DS1 and DS2, but DS2 rarely leaves his room and DS1 is buried in his laptop mostly :(.

    It's made worse because of having lost my mum recently, and my head cold meant I couldn't do much. Normally I would have gone to Pilates, gone for a walk and done lots of housework to distract myself.

    But my sore throat has gone and my cold is thickening up, which can be more unpleasant :eek: but means it's heading in the right direction. I still feel pretty rough though :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.5K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.