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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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doingitanyway wrote: »So pleased to read this HH. Every time I check your diary there is fab news. Long may it continue!
It is great that you will be warm and cosy over the Christmas holiday.
Enjoy pilates.redofromstart wrote: »:j :xmastree:
That's brilliant news.mummytogirls wrote: »Brilliant news HHOD :T xx
Thanks all of you.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Brilliant news HH so glad it's sorted
Have a lovely evening
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
:j:j:j:j brilliant news Hairy :j:j:jOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8940
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I re read some books that are favourites but most don't get re read and end up at the charity shop,I do use my local library though as I can't afford to buy lots of books and read constantly and I think it's important to support out local libraries so they don't shut down,I also buy books from the kindle store when they are on offer sometimesOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8940
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So very pleased for you :j :j :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
WannabeFree wrote: »Brilliant news HH so glad it's sorted
Have a lovely evening
xOnebrokelady wrote: »:j:j:j:j brilliant news Hairy :j:j:jSo very pleased for you :j :j :j :j
Thanks all.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I've done my last volunteering session and my last Pilates session today, so I have more free time. And now we've been paid I can finally organise Christmas :j.
Tomorrow morning I'm getting the weekly food shop and then in the afternoon I'm going to buy, print, wrap up and post some Am@zon vouchers to family members, now we've finally got paid.
Then during the rest of this week we need to get another present for DS2 and some stocking fillers for the DC. I have wrapping to do for the local family and also the house could do with a good clean before Christmas. Then we need to buy the food for Christmas day and boxing day too.
I'm really looking forward to getting organised.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Fantastic news
What a relief for you
I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Thanks SA
.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
elizabethhull wrote: »I know you've mentioned this before, CBC, but I find it really puzzling. After all, one listens to the same piece of music more than once, and if it's a song, most people delight in knowing it well enough to sing along. There is a special pleasure in knowing where a story is going as it frees one from the narrative to notice anything you've missed the first time round. As an example, if I'd only read 'Northanger Abbey' when I was 12, and never again, I would not have read it AFTER proper gothic fiction and appreciated the humour in it.
Classics bear many re-readings, although what one might call 'airport fiction' doesn't !
My friend and I were discussing Pilgrim's Progress last week, which I first read over 40 years ago and I was remembering the bit (turns out it's in part 2 ) where a character crosses the river to the Holy Land and goes over singing, but none could tell what words she sang. Such a beautiful image. I remember a lot of the story, whereas she ONLY reads for the beauty of the phraseology - makes for quite spirited discussions !!
And I would happily take Three Men in a Boat to a desert island as it cracks me up every time !!
Ah well, we're all different.
Happy Monday, all !
Thanks, Elizabeth:T. I understand what you mean but I just feel there are so many books to be read and so little time to do it that I don't want to use that time to read something again. I don't really consider that reading a book and listening to a song are the same thing at all. A piece of poetry, yes, but not a book. I think that's because the song or poem appeals to us on an emotional level and how we're feeling when we hear or read it can differ from one occasion to another. It's the familiarity of it which often makes it special to us. When reading a book I often pause and reread a passage that has moved me or is particularly special in some way. Unless. of course, the narrative and action is the driving force.
I suspect a lot of this attitude comes from all the years studying English Lit, French Lit and Latin at A' level and then Classics at University:eek:. All I wanted to do after that was read a book for pleasure, enjoy it (hopefully) and move on to the next experience. I rarely read any classics now:o. I recently saw a TV documentary about Thomas Hardy and having loved all the novels by him that I had to read for 'O' or 'A' level I decided to seek out and work my way through everything else that he wrote. He was very prolific:eek:. I haven't progressed very far yet as some of his more obscure works have been hard to track down:(. I don't intend to re-read the old favourites by him that I already know though.
Incidentally, although I'm an avid reader, my desert island book choice would be a huge book of cryptic crosswords complete with an everlasting pencil (with an eraser on the end:rotfl:). I'm not sure that would qualify as a 'book' under Desert Island Discs rules though:think:0
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