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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Hope you don't get too wet on your shopping trip Hairy,I need bread but I really don't want to go out in this rain😫
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Wonderful news on you being paid HH. I am avoiding the rain too. I should be at the gym but don't want to go out in this. :rotfl:
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£391.55
    Save £12k in 2025 #1 £12000/£12000
  • I've just cashed out from PA - thank you so much for directing me there. Since I started in July, I've received £86.56.
    A shame I always seem to miss the high-paying surveys, like one for £7 on recently which disappeared before I could take part !

    Happy Monday, despite the gloom outside !
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi HHD

    Great news on the payment and happy shopping :D
  • So pleased for you HH on getting paid for Xmas, no one deserves a good Christmas more than you . Plus not sure if I said how wonderful the news is on your training course.

    I am sweltering in the heat of the evening, but enjoying it because soon I will be freezing .

    Thanks Cumbria :). I always enjoy the heat at school :rotfl:.
    jwil wrote: »
    That's brilliant news about getting paid, and lovely that you can now get organised for Christmas :T :T :T

    I am also a re-reader of books, but I only keep those I really love, not just ones that I liked. I can pick up ones I want to re-read later on from the library or cheap at the boot sale. I do find I get a lot more out the second time.

    Thanks Jwil :).
    Have a lovely day HH
    x

    Thanks Wannabe :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I've just cashed out from PA - thank you so much for directing me there. Since I started in July, I've received £86.56.
    A shame I always seem to miss the high-paying surveys, like one for £7 on recently which disappeared before I could take part !

    Congratulations:T. That's a tidy sum to have made in such a short time:j:beer:


    I love PA myself not only for the variety of studies but mainly because they never screen people out once accepted for one.:j


    They're very good too if ever there's a glitch and anything goes wrong with the website during a study or if we have any problem submitting the final page. If you contact the researcher or PA themselves they invariably pay you anyway:j
  • Hope you don't get too wet on your shopping trip Hairy,I need bread but I really don't want to go out in this rain😫

    I got very wet :eek: :rotfl:.
    Wonderful news on you being paid HH. I am avoiding the rain too. I should be at the gym but don't want to go out in this. :rotfl:

    Thanks ES :). I don't think this rain will ever stop :eek:.
    Munchin wrote: »
    Hi HHD

    Great news on the payment and happy shopping :D

    Thanks Munchin :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I've just cashed out from PA - thank you so much for directing me there. Since I started in July, I've received £86.56.
    A shame I always seem to miss the high-paying surveys, like one for £7 on recently which disappeared before I could take part !

    Happy Monday, despite the gloom outside !

    It is a good site. I do quite well out of them too :D.
    Congratulations:T. That's a tidy sum to have made in such a short time:j:beer:


    I love PA myself not only for the variety of studies but mainly because they never screen people out once accepted for one.:j


    They're very good too if ever there's a glitch and anything goes wrong with the website during a study or if we have any problem submitting the final page. If you contact the researcher or PA themselves they invariably pay you anyway:j

    I find the surveys very interesting on PA :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 18 December 2018 at 3:00PM
    I hope you manage to dry out very quickly:coffee:

    It's been drizzling here rather than raining hard but it's so windy and gloomy:(. OH had to take his car in for its air con service and was happy that it didn't need re-gassing (whatever that is). Well, his wallet was happy anyway;). He decided to go for a walk round where the car dealership is as there are some interesting business units that he never usually gets to see but he ended up very wet as the rain started in earnest in the town where he was:eek:. I was going to go with him for a change of scene but I opted to stay at home and do some jobs that always seem easier when I have the house to myself. Glad I did now:j
  • beanielou
    beanielou Posts: 96,468 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Raining cats and dogs here or so it seems.
    Flood alert in place.

    Foodbank very busy.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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