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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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HairyHandofDartmoor wrote: »That sounds like a chellenging book but interesting. I think I have more of a need for escapism at the moment while my RL is so challenging
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I agree about your need for escapism after all you've been through recently. Getting lost in a book can be such a comfort can't it?
I often find when I'm feeling a bit down and sorry for myself that reading about others enduring really difficult circumstances gives me a kick up the rear and makes me appreciate how lucky I am even if I sometimes lose track of the fact:o0 -
carbootcrazy wrote: »Thank you.
No. you won't be getting rid of me:rotfl:. I love visiting this thread as I feel you and your other posters are kindred spirits:A.
When I'm debt free I hope to start a diary like you have:T. I intend to carry on with the frugality although I hope to let myself off the leash a bit occasionally and enjoy a few of the things that I've given up over so many years.
For practically the first time in my life I want to be a saver:o. I know I've been saving this past year but the money has been purely for F&Fs. I think the time has come to be thinking about saving for its own sake not just with an end goal. Exciting times ahead:j
I'm very pleased you're going to stay as we'd miss you if you went
. I'm looking forward to you starting your own diary . Yes definitely exciting times ahead for you :j.
I want to be a saver too, so it's frustrating to have been debt free a year and unable to save due to our low and erratic income :mad:. But hopefully 2019 will be the year I get a job and can become a saver. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
The Tattooist of Auschwich is the best book I have read this year.
Been slated a bit for not being truly factual.
It gets the message across though & that’s so important. Reaching a bid audience.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
carbootcrazy wrote: »I agree about your need for escapism after all you've been through recently. Getting lost in a book can be such a comfort can't it?
I often find when I'm feeling a bit down and sorry for myself that reading about others enduring really difficult circumstances gives me a kick up the rear and makes me appreciate how lucky I am even if I sometimes lose track of the fact:o
It's true Carboot that sometimes you want to read about someone worse off or as badly off as you, to make you feel you're not alone in misery and other times escapism suits your mood better. Hence all the silly Christmas films we've been watching . Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
The Tattooist of Auschwich is the best book I have read this year.
Been slated a bit for not being truly factual.
It gets the message across though & that’s so important. Reaching a bid audience.
Maybe I'll read it when I feel more cheerful.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
The weather is lovely today, I can see patches of blue sky and the sun peeking from behind clouds.
It's a shame we've planned to stay in and work on my business. But I got nothing done on it last weekend, so needs must. It's good to have time to spend on it. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Morning HH and friends
It's blue skies here today too! I'm glad I was worried we'd need a boat to get out if it rained anymore :rotfl:
We loved The Christmas Chronicles HH. Miracle on 34th street is still my favourite though!
Hope you have a good day
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Happy Sunday HHOD. Maybe you could sneak out for half an hour and enjoy some blue sky and fresh air at some point today? xxMummytogirls x0
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WannabeFree wrote: »Morning HH and friends
It's blue skies here today too! I'm glad I was worried we'd need a boat to get out if it rained anymore :rotfl:
We loved The Christmas Chronicles HH. Miracle on 34th street is still my favourite though!
Hope you have a good day
x
I'm glad your rain has stopped too Wannabe. I thought our roof would blow off in the night :eek:.
I love Miracle on 34th Street. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
mummytogirls wrote: »Happy Sunday HHOD. Maybe you could sneak out for half an hour and enjoy some blue sky and fresh air at some point today? xx
Maybe, I'll have to see how quickly we get the work done. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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