Finally Debt Free After 34 Years, But Still Need to Live Frugally

HairyHandofDartmoor

Thank you purplemum. I feel weak with the relief

When I recover from the stress I'll really happy

HairyHandofDartmoor

It's done DH and I are now debt free :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

[Deleted User]

HairyHandofDartmoor wrote: »

It's done DH and I are now debt free :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

That is brilliant, well deserved and I'm glad you're going to stick around :beer::j:T

HairyHandofDartmoor

Thank you purplemum Tonight we can finally celebrate :beer:

HairyHandofDartmoor

I've adjusted my signature

I've also have posted on the debt free roll of honour. I've been dreaming of doing that since I joined DFW in 2006

tryingtodobetter

I've just started following your diary (It was the username that caught my eye as I live on the edge of Dartmoor) and wanted to say well done, what fabulous news :j:j:T:T:j:j

enthusiasticsaver

Just caught up on all the shenanigans of the last few days and glad that the last creditor accepted your F and F. Debt free at last and hopefully will stay that way.

As you have irregular income I would focus on your emergency fund for now and the bits and pieces you need to do to your house. Most urgent ones first. Also get on to the gov.uk site to get a quote for your state pension so at least you know that is fully funded. Good luck.

HairyHandofDartmoor

Thank you tryingtodobetter, aren't we lucky both living near Dartmoor Thanks for popping by my diary

enthusiasticsaver wrote: »

Just caught up on all the shenanigans of the last few days and glad that the last creditor accepted your F and F. Debt free at last and hopefully will stay that way.

As you have irregular income I would focus on your emergency fund for now and the bits and pieces you need to do to your house. Most urgent ones first. Also get on to the gov.uk site to get a quote for your state pension so at least you know that is fully funded. Good luck.

Thank you enthusiasticsaver that's good advice.

Yes we need to build up our emergency fund and after that get urgent stuff done to the house, like re-rendering to get rid of damp. I'm also keen to look up how much state pension we will get, so thanks for the link

We won't go back into debt because we have no access to credit and don't intend to have any. I've learnt my lesson the hard way I intend to save up for things the old fashioned way and buy them with cash

Once we've celebrated (frugally) today I'm going to get really focused and make lots of to do lists

abba1772

HairyHandofDartmoor wrote: »

It's done DH and I are now debt free :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

Woo hoo fantastic news :beer:

HairyHandofDartmoor

Thanks abba