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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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117pauline wrote: »Now they are definitely two items you need in your home. I need milk as I am unbearable to live with unless I have tea in my system. No, change that, tea runs my system!
You talking about waiting for the letters has made me think of sending a couple of cards to some friends this week. We don't really get nice post any more, do we? Just bills or advertisements, no fun at all.
I think you should have a thread party when the letters arrive. We could all join you. Bring drinks and cake then watch a Terry Wogan style firework display (now this really shows my age). A celebration for all.
Take care, have a good week
Pauline
Me too pauline, I think I have tea running in my veins instead of blood :rotfl:
I'm sure your friends will appreciate a card. It is rare to get a hand written envelope.
A virtual party is a good idea
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Been off the boards for a couple of days so just catching up with your news.
Did the post arrive?:DFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
The letters arrived this morning. But...
DH accidentally transferred the money into an old closed account which was still on his online banking system
So the irony is that we have letters now, but not the money The money is in some kind of online limbo land
He rang the bank and they said as the account is closed the money should bounce back within 24 hours
I know I'm over reacting but I feel sick to my stomach. I've been crying all afternoon. We were so cose to being debt free and now it's been snatched away again
I'm worried we won't get the money back in time and we'll miss the deadline the creditor gave us Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Please try not to worry. Fingers crossed it's back tomorrow
The £1,000 emergency fund challenge #163 - £536.16/£10000 -
Aw, hope it’s back in your account after midnight XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Hopefully the money will be back very very soon.
Try not to worry too much.
Is it the 6th it has to be paid by?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Yes the 6th. I know it should be back in the original account by tomorrow lunch time, but I'm just worried in case something goes wrong. It's a lot of money Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I’m sure it will bounce straight back. That’s what happens to cash transfers at our firm which have been sent to closed accounts. Try not to get too upset.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
How long does it normally take SSG?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I’ve not known it take any more than three working days at the most and that’s when we’ve not been aware straightaway that it’s a closed account.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0
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