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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    Sixth Anniversary 1,000 Posts Photogenic
    Just caught up with your excellent good news
    Really happy for you and yours that you can now relax and enjoy working on a more frugal and money saving lifestyle, debt free... :T:T:T:T

    :beer::beer::beer:
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • Thank you US, very nice of you to say so :)

    It is going to feel like a new lease of life for us :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • When I was at the shops earlier and saw all the halloween stuff it reminded me of how I used to struggle to afford to give the kids a good halloween :o

    We used to buy a pumpkin and DH would carve it, we'd put a tealight in it and pop it on the doorstep to attract trick or treaters. The kids used to love answering the door in costume and dishing out sweets to the 'monsters' on the doorstep :)

    We only used to buy the pumpkin, sweets to dish out, some cheapo green and orange cupcakes, and let them buy a cheap scary mask each. But any extra expense used to hurt us when we had such enormous debt repayments :(

    It was fun at the time, but now I'm glad I don't need to buy halloween stuff and keep jumping up to answer the door :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,362 Community Admin
    10,000 Posts Photogenic Name Dropper
    I don't like Halloween , my kids never bothered about it , I never answer the door on the night , how awful of me .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The kids will have loved the effort you guys put into Halloween HHOD. Im not a massive fan, my kids love it though!! xx
    Mummytogirls x

  • I don't like Halloween , my kids never bothered about it , I never answer the door on the night , how awful of me .

    I don't answer it now, although to be fair local kids don't usually ring unless you put a pumpkin out :)

    I only did it to please my kids who loved it. The things we do for our kids, rolls eyes.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I hate halloween. We spend the rest of the year teaching the smalls about stranger danger etc then we allow them to knock on strangers doors and ask for sweets or similar. Not for me at all :o

    I will make halloween 'party' food for dinner and will do something halloween like for their breakfast. This year they are going to the halloween disco at school too.

    Now bonfire night ;) I love! I don't really like fireworks but we do have a fire and good food :rotfl:
  • beanielou
    beanielou Posts: 96,024 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not keen on either it has to be said :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • My kids were always keener on halloween than bonfire night, for some reason :undecided.

    That's another thing we used to spent £20 a year on :eek: a small box of fireworks and some sparklers, which we used to let off in my parents' garden whilst drinking soup out of mugs :) The bonfire never used to light because it always rained the night before :rotfl:

    Fun times, but think of the money saved now they are all grown up :T
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • atolaas
    atolaas Posts: 1,143 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I don't celebrate Halloween either. It's an American tradition. I'm not an American. We make a big fuss of Bonfire Night instead :dance:
    SPC7 ~ Member#390 ~ £432.45 declared :j
    Re-joined SW 9 Feb 2015 1 stone lost so far

    Her Serene Highness the Princess Atolaas of the Alphabetty Thread as appointed by Queen Upsidedown Bear
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