Finally Debt Free After 34 Years, But Still Need to Live Frugally

Options
1…508509511513514…1551

Comments

  • badmemory
    badmemory Posts: 7,869 Forumite
    First Anniversary Name Dropper First Post
    Options
    I've always considered things like the flu jab & smear tests etc as free insurance & if someone offers insurance which is truly free then it makes sense to take it & I will continue to do that.


    Although the cynic in me wonders just how much of the protection comes from having the jab & how much from all the "stuff" we've caught over the years. Definitely won't stop me having the jab though!
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Options
    It is worth having a flu jab because people die of it every year. Even for £9.99 it's worth it. I was ill for six weeks when I caught it last year :eek:. I don't have time for that :mad:. I always have any other free tests on offer, like smear tests and mammograms, because as you say Badmemory it's like free insurance :).

    I feel a bit better now so I've cleaned out the furry moron. I also sorted out DS2's rubbish and found £1.30 :money:. Our neighbour's ginger cat kept me company the whole time and nearly came indoors with me :D. That's enough chores for today so I'm back to resting now.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • elizabethhull
    elizabethhull Posts: 765 Forumite
    First Anniversary First Post
    Options
    HairyHandofDartmoor wrote: »
    I also sorted out DS2's rubbish and found £1.30 :money:.

    Hurray !!!!
  • beanielou
    beanielou Posts: 90,576 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Options
    Hope you feel better really soon.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Options
    Thanks Beanie :). I've still got my cold and it's been a tiring week. I need to rest for a bit and then I'll be fine.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sallyforth
    Sallyforth Posts: 438 Forumite
    First Anniversary Name Dropper First Post Photogenic
    Options
    Hi, seems criminal you have to pay £9.99 for your flu jab. However worth having I say. I had a sore arm for and felt groggy for a day or so after mine but fine then so don’t worry if you do feel a bit off it.

    SF
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Options
    Thanks Sally :). Hopefully I'll be fine by Monday.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Options
    It's the four month anniversary of my mum dying today, which makes me feel sad. I think about her every day, but it's another sad landmark :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 5,722 Forumite
    First Anniversary Name Dropper First Post Photogenic
    Options
    It's natural that you think of the months like this. Try not to feel so sad but I know it's hard. :(I hope you have a peaceful sleep tonight Hairy.
    X
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Onebrokelady
    Onebrokelady Posts: 7,391 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Options
    HairyHandofDartmoor wrote: »
    It's the four month anniversary of my mum dying today, which makes me feel sad. I think about her every day, but it's another sad landmark :(.
    Gosh I can't believe it's been four months already:grouphug:
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.9
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.6K Banking & Borrowing
  • 250.2K Reduce Debt & Boost Income
  • 449.9K Spending & Discounts
  • 235.7K Work, Benefits & Business
  • 608.7K Mortgages, Homes & Bills
  • 173.3K Life & Family
  • 248.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards