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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Hi everyone. It's still a bit misty here this morning but the sun is trying to break through.
Today is my Mr T shop and as always I will try to spend £74. The cupboards, fridge and freezer are a bit bare, but I'll do my best to keep to budget.
Have a good Wednesday everyone
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Happy Wednesday.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Wow what a difference a day makes! After a misty start it's been warm and sunny all day. We were in short sleeves all day and DH and I even had the fan on in the office :shocked:
I managed to stick to budget and spent £74.40 in Mr T. In theory this should last a week, apart fom a fruit top up on Saturday :j
We also took advantage of the 10p off a litre voucher and put £36.70 of petrol in the car (£3.30 off due to voucher). Hopefully this should last a month if we stick to our usual routine :TFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I did ask DH if he could order me an early Christmas present though
I wanted a Max and Paddy Out in the Lake District calendar because I love them on Facebook. It's going to be great having that in the kitchen in 2018 
It cost £11.85 inc postage, but he'd have had to buy me something and I know I'm going to love it
DS1 had a bit of a kerfuffle getting to London on the first leg of his journey home today :eek:
His London friend (who he is travelling with) left his keys for his London flat at a hotel where they stayed for two nights (paid for by Yorkshire friend's parents as birthday treat). Yorkshire friend's dad drove there (two hour round trip) to pick up keys and hotel had found and then lost them :eek: He was not happy :mad:
DS1 and London friend then missed coach to Leeds where they were connecting with their coach to London :eek: Much panic ensued until Yorkshire friend's mum bought them train tickets to Leeds and said they could pay her back once they got home
DS1and London friend caught Leeds to London coach successfully. In the meantime the hotel found the keys and posted them to Yorkshire friend, who will then post them on to London friend
In the meantime DS1 and London friend cannot get into his London flat until they find someone with a spare key :eek:
DH and I didn't know whether to laugh or cry, you couldn't make it up :rotfl::rotfl::rotfl:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
As you say you could not make it up!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
As you say you could not make it up!
DH and I were thankful we didn't have to sort it out :eek::rotfl: We've been there and done that a few times in the past :rotfl:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Evening HHOD,
Im sure you can use the vouchers for petrol... best just check as I'm doubting myself now ha!!!
Gosh you really couldn't make that up could you!!! xxMummytogirls x0 -
Hope they get into the flat :eek:.
I also love Max and Paddy. You may well have seen photos of my doggy in the comments of some of their FB posts Xx Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
mummytogirls wrote: »Evening HHOD,
Im sure you can use the vouchers for petrol... best just check as I'm doubting myself now ha!!!
Gosh you really couldn't make that up could you!!! xx
Yes you can I checked on their website Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Brilliant xxMummytogirls x0
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