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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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DH does help Pauline, he did the vacuuming on Sunday, but it's hard to tear him away from his work sometimes
The grown up kids are a bit lazy and inconsiderate if I'm honest, but one has depression and anxiety, one has a mental illness and one suffers from panic attacks, so we try not to be too hard on them
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »I know it is painful :eek: but DS1 hasn't had a holiday for a few years and he suffers from depression and anxiety, so we want him to have a nice time
He has paid for the rest of the trip himself. He'd better not make a habit of it, that's all
Will let him off then:DI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
HairyHandofDartmoor wrote: »DH does help Pauline, he did the vacuuming on Sunday, but it's hard to tear him away from his work sometimes
The grown up kids are a bit lazy and inconsiderate if I'm honest, but one has depression and anxiety, one has a mental illness and one suffers from panic attacks, so we try not to be too hard on them
Blimey,that is tough for you all:(I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Must be hard for you Hairy. Big hugs XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
I am feeling really guilty I mentioned it now. Would you like me to remove my post?Don't get it perfect - Get it goingBetter Than Before0
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It's not been easy, but things are better than they were so we cope the best we can. They are lovely children, so we just want to take care of them and give them a safe home until they are hopefully able to stand on their own feet one day
DS3 is back at college and coping well with his panic attacks so we're delighted about that
And although the kids don't know about the debts I think the fact that DH and I are less stressed is helping everyone to feel better Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
117pauline wrote: »I am feeling really guilty I mentioned it now. Would you like me to remove my post?
No that's fine Pauline, it's fair comment and we should probably try and make them do more around tbe house Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
please-let-me-be-lucky wrote: »Must be hard for you Hairy. Big hugs Xx
Thank you Lucky, it was hard when it all kicked off, but DH and I are determined not to let it get us down. We believe that if we give them lots of love and affection and make them feel safe, then they will get better one day
So we just get on with things Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »Thank you Lucky, it was hard when it all kicked off, but DH and I are determined not to let it get us down. We believe that if we give them lots of love and affection and make them feel safe, then they will get better one day
So we just get on with things
In awe of your positive attitude:TI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
How lucky your children are to have such wonderful parents to look after them.
Hope you hear from your creditor soon .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com1
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